Prosperity Podcast with Nicole Bremner

Bricked It: The Road From Where You Are Chapter Two #182

Nicole Bremner Episode 182

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0:00 | 12:08

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The honest other half of the story: a £120m portfolio, a partner I should never have trusted, the phone call that exposed it all — and the five mistakes that cost me everything before I built the SAFER system.

This is the chapter where I tell you what actually happened.

My story is a tragedy in two halves. The first — the meteoric rise — is my first book, Bricking It. By 2017 I had a share in a property portfolio of 110 properties across 10 projects, worth around £120 million. From the outside, life looked perfect: the home, the health retreats, the booked-solid speaking diary. Below the surface, my marriage was crumbling and I'd become someone I didn't recognise.

Then it unravelled. I'd handed control to a business partner I trusted completely. In September 2018 a fellow investor called me about some transactions that didn't add up, and standing in my perfect kitchen I began reconciling payments that revealed a systematic, long-running fraud. What followed was years of David-and-Goliath battles — debt collectors, bailiffs turning up during the school run, and the slow, public undoing of everything I'd built.

I won't pretend it was anything but a very dark place. But I'm still standing, and this chapter is me handing you the lessons so you never have to learn them the way I did.

In this episode:

  • The two halves of my story, and why the title of my first book makes me cringe now
  • What £120 million really meant — and the press misquote I want to correct
  • Trusting the wrong partner, and the phone call that exposed a fraud
  • The five mistakes that cost me everything: giving up control, over-investing in one asset, mistaking luck for skill, having no systems, and failing to bring stakeholders with me
  • Why "being on the right side of the law" didn't protect me — and how the SAFER system was born from the wreckage

A note on the voice: what you're hearing is an AI-generated version of my voice reading my own words. It's me — just not in the room. I'd rather be upfront about that than pretend otherwise. Every word, every lesson, and every mistake is mine.

If this one lands close to home, I want to hear from you. Find me on Substack at nicolebremner.substack.com, where paid subscribers get early access, extended commentary, and the chance to ask me anything.

Subscribe wherever you listen so Chapter 3 lands automatically.

Next week: Chapter 3 — Forewarned Is Forearmed.

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