In this episode I answer questions that listeners have asked and as it's not a single topic I recorded it on my own.
So it covers...
How much can I borrow - how lenders assess income
What is a fixed and variable rate mortgage - the differences and variations that exist
What does 'mortgage term' refer to - and why the total term doesn't mean you're stuck with that forever
Should you use a mortgage broker - what are the benefits and what are 'exclusive' rates
Is a mortgage valuation the same as a survey - what's the difference