Striking a balance in health, work, and your personal life
Apr 22, 2024
Zeke Guenthroth and Oscar Don
Struggling to strike that elusive balance in your life? You're not alone. Zeke and I, Oscar, have wrestled with the same beast, and we're laying bare our journey to taming it in a heart-to-heart that covers the full spectrum—from health to finances. Imagine peeling back the curtain on those seemingly perfect social media lives, only to find that, like us, everyone's playing the comparison game and often coming up short. We're here to tell you, it's all about setting your own pace and making self-care non-negotiable. Picture this: a routine as simple as a morning run or a brisk cold shower can set off a chain reaction, keeping you energised and poised to tackle whatever the day throws at you.
Now let's talk about the ever-looming work-life conundrum. We've all been there, haven't we? The allure of a high-paying job is strong, but at what cost to our personal lives? Zeke and I dig into the art of erecting boundaries and the power of unplugging from the daily grind. The anecdotes we share—from integrating work with family time to rekindling old friendships—provide a roadmap for anyone seeking to enrich their life tapestry. And for those times when you're feeling overwhelmed by the juggle, remember our mantra: "Just figure it out." It's about finding what works specifically for you, crafting a life that's as rewarding as it is balanced. Join us for this candid exploration; you might just find the insights you need to craft your own harmony.
For any enquiries or to connect with Oscar, Zeke, or their company, Asset Road, listeners can visit the following links:
The advice shared on The Finance Bible is general in nature and does not consider your individual circumstances. The Finance Bible exists purely for educational / entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs
Struggling to strike that elusive balance in your life? You're not alone. Zeke and I, Oscar, have wrestled with the same beast, and we're laying bare our journey to taming it in a heart-to-heart that covers the full spectrum—from health to finances. Imagine peeling back the curtain on those seemingly perfect social media lives, only to find that, like us, everyone's playing the comparison game and often coming up short. We're here to tell you, it's all about setting your own pace and making self-care non-negotiable. Picture this: a routine as simple as a morning run or a brisk cold shower can set off a chain reaction, keeping you energised and poised to tackle whatever the day throws at you.
Now let's talk about the ever-looming work-life conundrum. We've all been there, haven't we? The allure of a high-paying job is strong, but at what cost to our personal lives? Zeke and I dig into the art of erecting boundaries and the power of unplugging from the daily grind. The anecdotes we share—from integrating work with family time to rekindling old friendships—provide a roadmap for anyone seeking to enrich their life tapestry. And for those times when you're feeling overwhelmed by the juggle, remember our mantra: "Just figure it out." It's about finding what works specifically for you, crafting a life that's as rewarding as it is balanced. Join us for this candid exploration; you might just find the insights you need to craft your own harmony.
For any enquiries or to connect with Oscar, Zeke, or their company, Asset Road, listeners can visit the following links:
The advice shared on The Finance Bible is general in nature and does not consider your individual circumstances. The Finance Bible exists purely for educational / entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs
Zeke Guenthroth:
Welcome back to another episode of the Finance Bible Podcast. Zeke here and your co-host, oscar. But before we get into it, please note that nothing in this podcast should ever be considered as personal financial advice. Of course, if that is what you are seeking, reach out. We'll get you in touch with the correct professionals. Get the job done properly, sit back, relax and enjoy the show. Let's get into it.
Zeke Guenthroth:
Today we're just going to be talking about juggling things like your health, your social life, your work life and your finances all at the same time. Do you have anything else to throw in that you want to juggle? What do you do? Your health, social life, your goals, aspirations side hustles, because a lot of people I know work on personal things they want to accomplish outside of work and also having time to just relax and have you time and be by yourself. Obviously, we're in a world these days when it's really hard to actually juggle all that Like. I've got a lot of friends who struggle with. It might be the finances, or it might be the social life, or you know one of them. A lot of people struggle with one of them. It's hard to get all of them working unanimously. It's very hard. A lot of people will get very anxious and, you know, have breakdowns because they just don't know how to juggle it. Because it is a lot and we're in that social media age where all you've got to do is just jump online and you're probably going to compare yourself to someone you see who's who might be 10 years ahead of you like financially or socially or whatever and then you compare yourself and then all of a sudden you feel shit and you're like, why aren't I like them? So it's, a lot of people do it. I'm laughing because it just part of it.
Zeke Guenthroth:
The way you said, it just felt really personal. Well, mate, mate, I did that one. I remember when was it? Probably two years ago? I was at my dad's house I think I was living at his house before I went to Sydney and then I was looking at someone's Instagram. I was like, oh fuck, that's sick. I wish I was living that life. Then he said look, you'll never be happy if you continue to compare your life with someone else. I still remember it was actually an elite quote, it's so true.
Zeke Guenthroth:
But basically, how do you juggle it? Do you have any tips? To start us off? Well, first of all, I'm just going to say sometimes I get a bit down in the dumps Not necessarily down, but I play the comparison game and I look at a few young 20-year-old girls or 21-year-old girls, and they're doing their social media and they're just on there, you know, posting a selfie every day and doing a little bit of a vlog, you know, and they're worth hundreds of thousands of dollars more than me, or millions more than me. It's quite insane how much money you can make. I wish that I could do that, but unfortunately I'm born with what I've got and I've just got to keep going. That's it.
Zeke Guenthroth:
Yeah, so I mean, first of all, I'd probably say you want to prior and this is going to be different for everyone, and I'm just going to throw things out there and you'll throw things out there. Stop throwing my man People in the crowd, our listeners we do have a couple of flies in the room actually just listening through. Yeah, no, we've got the e-crowd here, the hybrid people. They're all here and they're having a hybrid. So, yeah, you guys will relate to things we say and you'll relate to other things, or maybe they won't relate to anything at all. Well, that would be a disaster.
Zeke Guenthroth:
But I think prioritizing your health and well-being is probably up there as number one. For me, health is wealth, exactly. And what I mean by that is, when I say health and well-being, I don't mean going on little vacations and getting massages, and doing it does help, I can't complain. Oh, no, it does help. I mean me personally. Yeah, I don't mean going on holidays and just laying down in the sun, going. Yeah, health is wealth. If you do that, excellent. If not, I'm more talking like you know, if you look good, you feel good If you're constantly out there, you know, hitting the gym or just getting active once a day, or getting up early or having cold showers every morning or even twice a day.
Zeke Guenthroth:
Sometimes I wake up, have a cold shower, go to the gym, come home, have another cold shower and then I get bored at like 5 o'clock after working all day and I go. I need a break and what do you think I do? Cold shower, cold shower. So, yeah, the water bill is going to be up there. I'll put it that way. Oh no, but yeah, I feel like if you take care of yourself and you're active, it just brings a whole new energy to your life and that, for me, is probably the most important thing. Like, if you don't do that, how can you, if you don't have the positive energy and the feeling and confidence to actually go and get the world and do all the other steps, how are they going to fall in place? Like, yeah, I need to go to the gym and have a cold shower to start my day, otherwise I'm on the back foot. Yeah.
Zeke Guenthroth:
And then you're like, oh, you know, I'm not feeling great today. And then you're like, oh, I might not want to go hang out with my friends, and then your social life fails, or yeah, it's a domino effect literally one thing, the other. So you got to figure out the foundation. So my foundation it sounds like your foundation is exercising or having a cold shower. Other people's foundations are going for a walk or seeing friends or whatever it may be.
Zeke Guenthroth:
And with with social life, it's funny how in school it's like you want to be friends with everyone in the year. If you're only friends like three or four people, you, you think you're like, oh, I don't have as many friends as little billy over there or whoever. It is little jemima or I don't know. Anyway, but it's funny because when you get older, you start to realize that this made of mine, I don't like these values or these qualities and your circle starts to shrink. So when you're trying to juggle everything in your working life et cetera, it's so important to focus on quality friends and actual meaningful connections over quantity. Because if you're hanging out with the wrong crowd just to try and be seen all the time, it's not going to give you a positive impact, as opposed to connecting with people you actually appreciate and you like their qualities, etc. Even if it's like three friends, like I've got probably in my close circle, I've only got like six, it does take three to tango, as your mate Pitbull says.
Zeke Guenthroth:
But yeah, figure out, focus on quality over quantity. Or make people says but you know, figure out, focus on quality over quantity. Plan your outings and gatherings to maintain those relationships. Like, continue to work on it. Like, plan something in advance. So you're not, you know, last minute, and then you know you find yourself saturday afternoon a bit tired and you cancel. Then all of a sudden they're not available the week after that. You don't see each other for a month.
Zeke Guenthroth:
Yeah, and I, I'd probably would you say that social is your number two. Yeah, probably, yeah, I probably would. Yeah, it's definitely you need. I think I need to be social. Yes, he's a young social butterfly. Let him, let him go fly and flower. Um, yeah, I, I'd probably say it's my second as well, not in the, in the term or in the view that you know. I need to be social with my friends every single day or I can do anything and be productive.
Zeke Guenthroth:
It's more the fact that if my social group right now, for example, is I've got a very few select good mates, like proper mates, who are actually mates, good mates yeah, like you know. They're the boys. Yeah, like they, you go out with them and you come back thinking I love blokes? Yeah, not in that way, but not that there's anything wrong with that. You know I can. I can hang out with them like once a week, once a month, once every two months, even anything like that, and at the, whenever I want to hang out with them and stuff, it's like proper quality time and I can just message them whenever I want. So, socially, they're the group of boys that I hang out with for stuff like that.
Zeke Guenthroth:
And then I've got, also socially, a couple of other people that I interact with and what's the head nod and the giggle mate. What's going on there? Just the way you're wording it, it's so sus, isn't that? Like a, a couple others I interact with, like what it's true, I do like you, um, a couple other friends that I interact with and, um, you know, they're just good, good to be there as well. And then I've got a second friendship group, which is more like you know, party. No, no, no, that's the first group as well, but the second group is more, you know, a group of people who are very like, driven, like they want to go out and just talk about work and business. Yeah, yeah, that kind of thing. So it's like a few different social lives. Like I've got the fun, I've got the boys, which is good.
Zeke Guenthroth:
Because you're a fun guy, you like to also be serious and welcome yourself and be successful. Very, because you're a fun guy, you like to also be serious and work on yourself and be successful. Very serious man. You need a few different other parts, and being successful also comes down to juggling of finances. So if you're trying to keep up a social life and then you find yourself running out of money or spending too much money on drinks, that obviously gives you a bit of anxiety and stress. So budgeting is probably the main one, which helps you juggle everything Free, or figuring out before you get paid how much money you need to go and ex-account like your spending and your savings, et cetera, so you can continue spending or saving or your expenses without getting into negative amounts like credit cards et cetera. And then, once you have that, you won't really be stressed Like track your income and expenses and allow yourself to allocate funds appropriately to all the different accounts.
Zeke Guenthroth:
Also a good one, I think as well, is set goals, like having money goals can actually be fun, it certainly can. Oh, I used to like when I remember when I started like saving properly, I used to just love putting money in and be like, okay, now I've reached this new number, I've never been up here before. And then you keep like leveling up, like, oh, yes, yes, yes, like a video game literally was I was loving. I was like, oh, my god, this is actually so addictive and so much fun. So, yeah, set saving goals and set achievable ones.
Zeke Guenthroth:
Yeah, when I first actually started investing so fresh, 18, strapping young men and I've gone I was getting paid fortnightly at that point in time, working for a bank, and I've gone every fortnight when I get my money and I was like, oh, yeah, I'll throw $100 into shares. And then, after doing that, like three times, I was like, no, screw this, I'm throwing $200 in. And I was like, no, screw that, I'm throwing $300. I ended up getting to a point where I leave myself $250 a fortnight for me to spend. Every other part of that money was straight into shares. You wanted to go up and be like, yes, and work our fee. You got a property from it. I certainly did, but most of my income was going straight into shares.
Zeke Guenthroth:
Yeah, it's funny, how that for everyone out there. Because when you a lot of, it's funny when you grow up and people talk about money. It's kind of like, oh, we don't want to talk about money, it's so rude, people talk about money. It's kind of like a oh, we don't want to talk about money. It's so rude to talk about money. But it's not, it's a normal thing, everyone has it. Yeah, like even a casual passing, like when you're just sitting at a table with your mates and like, oh, you know, I got a new job. And you're like, oh, do you mind me asking what kind of a wicked are you on there it's like, oh, it's so rude. It's like, well, it's, yeah, it's rude.
Zeke Guenthroth:
If you think it's rude, your mum or dad, if you're in a social setting, don't ask how much they earn. What are you doing? It shouldn't be like that. It should be like a transparent thing. Everyone should have like a badge. I earn it. It's like it's a normal thing. Everyone earns a set amount of money and people just need to be I think they are slowly becoming more comfortable about it Like there's slowly a shift. I've it like this slowly shift. It's taken its time, but, um, yeah, it's just interesting how that happens.
Zeke Guenthroth:
But I think having a budget and a plan before, um, you know, you go out and know how much money you can actually spend if you're prioritizing your social life or if you're prioritizing your financials like all for it, like do what? Zeke didn't put 250 bucks to spend for a fortnight and throw everything else in savings, yeah, literally I was like, all right, what can I afford at 250? Well, I can eat this, then I can drive here and I can pay for the gym membership. And then I was like I was just lucky that at that point I was living, um, virtually for free at a young lady's house. So, yeah, that was all good by me, that is good.
Zeke Guenthroth:
Then, ultimately, the next one is work-life integration, like actually integrating your work life into that. For me, personally, I'd say that I actually go health, social and then integrating the work, and then I'd worry about navigating the finances. The reason that I'm like that is because, purely if I know that I've got the first two things going the way, that I want them, like the social and the health then I know for a fact okay, now I can put all my effort into the work life, like right now, for example, I've got the great social life, I've got the great health life, I've got the great health life, and I can just work like all day, every day, and know that those things are going the way they are because of my routine and then because I've got that time and dedication and focus for the work life, then the rest of it kind of falls in place. I don't have to worry about the budget, I have to worry about the weekly spending, because I'm like all I can do is go out there and make as much money as I can, and that'll happen If I run out of money, I run out of money. And that goes back to our risks. The risk episode, yeah, the previous episode.
Zeke Guenthroth:
But yeah, integrating work life with everything else as well. Like you know, that can be a really difficult one for people like. I've seen many people struggle that. You know they're, they're in what what you call a high paying job. Um, you know they might be on over 100 grand a year and they're they, to be fair, it is a lot of money, but definitely for them they're like, oh, I'm earning so much money, like this is great. And they just casually start doing like 12 hour days and 13 hour days and 14 hour days and they're like, yeah, but I'm on a really good wicket. But at that point in time it's no longer a good wicket because because the hours you're working, the hours are still averaging out to you know, 40 an hour, yeah, so it's, it's not that exceptional.
Zeke Guenthroth:
Yeah, I think as well if you are commuting to an office, et cetera. I think the main thing is time management, prioritizing the right tasks, obviously the most important tasks. I like to get out of the way, like sooner rather than later. And then when you get home, if it's not a job you need to be on 24-7,. Just shut the laptop. Yeah, set boundaries. It's actually so important to set boundaries and just disconnect In all circumstances. In that kind of example where you're trying to figure out, okay, how do I actually integrate my work life into everything else, you really need to be firm with your boundaries and work hours and what you're actually willing to commit and have taken away from you. Because we're seeing it too often.
Zeke Guenthroth:
I know a young man who he loves work. He just loves it and he gets bogged down in it, like he feels really responsible for everything that goes on. And man had a wife, or has a wife and a kid, child kid I was going to say a mixture of the two. A kid, yes, and yeah, I've seen him hanging around at the office until 9 o'clock, getting in at 6 o'clock, sending emails at 2 o'clock, and then the hanging around at the office until nine o'clock, getting in at six o'clock, sending emails at two o'clock, and I'm like, and then the wife comes to the office and she's obviously not happy and then it's just, it's not healthy.
Zeke Guenthroth:
I think it's important disconnect, spend time with your family or just spend time with yourself and do a bit of rest and relaxation. Yeah, if you've if you've got the family. I guess that makes it a bit Like you know. Not only do you then have to deal with your social life, but you've got to deal with the family as well. Jeez, that's tough. I reckon that's bloody a breeze. Yeah, well, it depends if you want to be a family man. Yeah, that's true. I know you don't want to be Like my little brother, cody. He's a family man, he's a. He's a family man and mr don, family man confirmed. That's why you two love each other and get along so well. That is true.
Zeke Guenthroth:
Um, but yes, there's a lot of different things to juggle in in your day today, and figuring out for you the best process to do that is really important. So, like don and I, for example, we have, I think, your stage three. Three was the finance side of it, and then four was integrating work, and that's what works for you. That's beautiful, you figured that out. Thank you, yes, thank you very much. And then for me it was a little bit different, but it works for me and I figured that out. And then there'll be someone out there that work, integration, is their first thing, and then their social life, and then their health and then their finances. So it's just finding what works for you and how you can really take advantage of that and navigate your way through such a difficult thing.
Zeke Guenthroth:
And if you've struggled in one area, like, let's just say, friendship, and you haven't been focusing on your friendship for 12 months or whatever it may be, take the time to just pick up your phone and call an old friend, rekindle it. It's not hard, just text someone, catch up for a walk or a drink. It's one of my favorite words, the old rekindle, rekindle. Yes, I do love rekindling. It just takes me back to a love story. Actually A young Oscar Don rekindling with the former partner that's true, voila, still there today, kindled, rekindled, and now we are kindled. Oh yeah, that's confirmed.
Zeke Guenthroth:
But yeah, everyone out there, just actually sit down, take the time to think about what we've said in terms of the different ways to do it and just figure out what works best for you in terms of the different ways to do it. And just figure out what works best for you, like if you get really anxious about one thing, um, then that's probably where you're lacking and just take a step back, look at it and go okay, why is that the case? Like if it's you struggling to prioritize your health. Why is that? Are you being too social and being drinking every night? Are you at work for 24 hours a day? Are you too busy doing budgets and trying to navigate your finances and stuff? Trust me, I've been there, I know. But yeah, just figure it out. I think you've hit the nail on the coffin. Great piece of advice to end it. Just figure it out.
Zeke Guenthroth:
Seriously, that's a good chunk of information. What are we around? 20 minutes, that should be a good chunk for listeners. Keep it in between a bit short, a bit long, a bit of a medium-sized potty. I think that's about how long people drive to work. So that should be fine. Enjoy your day, night, morning. Yeah, what else is there? Enjoy life and just figure it out. Signing off. There you go. We hope you enjoyed the episode. As always, you know exactly what to do. Hit that follow button, subscribe whatever platform you listen to this podcast on. Also, share it to friends, families, co-workers, whoever you think may benefit from it. But unfortunately, it's the end and we will see you next week.