The Finance Bible
The Finance Bible podcast is your ultimate resource for financial freedom, personal growth, and business success. Hosted by Zeke Guenthroth and Oscar Don, this podcast is designed to help you achieve your goals through actionable insights, expert advice, and practical strategies.
Each week, we bring you fresh episodes packed with valuable tips on a wide range of topics, including investing, property investment, saving, budgeting, shares, cryptocurrency, inflation, interest rates, wealth building, and debt management. But that’s not all—we also dive deep into personal growth strategies and business success tips, helping you develop the mindset and skills needed to thrive in every area of your life.
Whether you’re just starting your financial journey, working to grow your business, or striving to improve personally, The Finance Bible equips you with the tools to create lasting success. It’s more than a podcast—it’s your guide to building a better future.
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The information provided in this podcast is general in nature and does not constitute personal financial advice. It does not take into account your individual objectives, financial situation, or needs. Always consider whether the information is appropriate to your circumstances and seek advice from a qualified professional if needed.
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The Finance Bible
#82 Finding Balance in a Remote Working Environment
What if you could transition smoothly from a corporate job to a successful home-based business? Join us as we reveal the strategies and routines that helped us make this life-changing shift. We share personal experiences on how establishing a structured morning routine, including early gym sessions and a wholesome breakfast, can set a positive and productive tone for your entire day. Learn how to avoid the common pitfalls of remote work, such as sluggishness and unhealthy lifestyle choices, to stay motivated and organised, no matter where you are working from.
Craving social interaction while working from home? Discover the vibrant environment of co-working spaces like The Commons in Melbourne and Sydney, which perfectly blend communal areas with private pods for focused work. We share anecdotes about our routines and the camaraderie we've found in these shared spaces. Listen in for our top tips on enhancing your mood and productivity by changing your work environment and staying active. Whether you’re dealing with the distractions of cafes or looking for ways to mix up your work locations, this episode is packed with insights to help you optimise your remote work life.
For any enquiries or to connect with Oscar, Zeke, or their company, Asset Road, listeners can visit the following links:
The advice shared on The Finance Bible is general in nature and does not consider your individual circumstances. The Finance Bible exists purely for educational / entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.
Welcome back to another episode of the Finance Firewall podcast. Zeke here and your co-host, oscar. But before we get into it, please note that nothing in this podcast should ever be considered as personal financial advice. Of course, if that is what you are seeking, reach out. We'll get you in touch with the correct professionals to get the job done properly. Sit back, relax and enjoy the show. Let's get into it.
Speaker 1:Today is an interesting one, especially in today's day and age. I'll just say what it is. It's about remote working, work from home. A lot of jobs may be hybrid. It may be flexible in terms of being in the office a couple of days a week or being at home the whole five days a week, but it's.
Speaker 1:How do you adapt to that new type of work which is you're not really socializing. You're mainly in your desk. If your desk's in your room, you might mainly on your in your desk. If you're in your. If your desk's in your room, you might be in your room all day. You might have your own study, but you're sitting down for the majority of the day. Or, like some of the our friends that we follow on instagram, they could be lucky enough to be posted out to bali to um, just work over there and be remote. Yeah, true, that's also an option. People, people do unreal, unreal the eyes, um. But yeah, there's many remote working options for you.
Speaker 1:But I just wanted to deep dive into this one because, for anyone out there who's been following our journey, zeke and I were working um for a company was 12 months or just below 12 months. Today, actually, probably in a couple of weeks, it'll be 12 months. We're working for a company over in Sydney, but anyway, that's when we started our own business, asset Road, and it wasn't you know, the next day we stopped working for our company. We weren't just picked up and started going and had a successful company. It took time and there was times there where we were out there doing uber eats or whatever it may be, to make ends meet. And there was half a year before that where we had the business open. In anticipation of that moment yeah, that we're getting like everything in the pipeline ready to go, exactly right. Yeah, and then from there, when we've actually started to get the company going, we've been working at home. So we've been working at home for 12 months in our own houses, by ourselves, on the phone to each other here and there on Zoom calls.
Speaker 1:But a lot of people when I talk to them about that, like friends and family, they always say, like how can you do that? That would be the shittest thing in the world, the most depressing thing in the world, working like by yourself at home. It can be, it can be, but I feel like you and I are both good at it because we kind of set up the day so it's not hard on us, like it's, it actually makes it easier, yeah, where it's all about like the mindset, yeah. So I think the first thing is, if you are like moving to a job or looking to work remotely and you're a bit skeptical about it, the best place to start is having a like a schedule, like a morning routine and actually like sticking to it. Like we still for myself, it's going to the gym like starting a day, like you're actually going to commute to go to the office. Like this morning we went to the gym around. What was it? Six, six, six had a sauna, had a steam shower, another sauna, another sauna, another sauna, then a steam, then we had a smoothie and a coffee and a bit of brekkie and then we're back home at our desks, starting the day, ready to go.
Speaker 1:Yeah, starting the day and that's a lot of people and like there's a lot of jobs start at nine o'clock, so do something like that you've done your exercise, you've had a good feed, you've got everything in place, you're feeling good about yourself, get to your desk and then it's like all right, let's go. You're motivated. It's not like you're waking up at 10 to 9 straight out of bed, sluggish, jump up to the desk. That's what I used to do sometimes when I was working for liberty at home. I literally got up like five minutes before I started work and just like moved on to the desk. It was like, oh yeah, because you would have actually had to experience the lockdown. Hey, well, I experienced in melbourne and I moved to sydney and they locked down there. It's not double. We didn't even really lock down in sydney because we got put up in the hotel next to work. Oh yeah, true, yeah, that was, and we were told to drive regardless anyway.
Speaker 1:Yeah, it's just ridiculous, it's just silly. But yeah, if you don't have like a morning routine, it just goes wayward. Hey, oh, it really does. Any day where I just don't have like a morning routine, it just goes wayward. Hey, oh, it really does. Any day where I just don't get up like if I've had a long night the night before or anything derails my plan then if I'm not up in the morning, and then it's like 8 o'clock and it's like, oh crap, I've actually got to work, then I just get up, start working. I'm sluggish, I'll sit down at the desk for like two hours and I'm like, oh, now I'm really hungry, probably order food. Yeah, it actually compounds. Yeah, it's like one thing just leads to another.
Speaker 1:You miss your workout, you miss exercising, you start eating poorly, yeah. And then I've got to go work out at some point, because I can't just sit at my desk all day. It's going to be a night time workout, and then I might be doing that, or during the day I can do it. During the day miss an hour of, like important work that I can do, and then come back, do more work. I've got to have a shower. So then I have a shower, three o'clock, probably bored, eat again, like, and then it's like okay, cool, it's like 4, 30, I'll make some calls and then you know, dinner happens and then playstation, and then you wake up again at nine, yeah, yeah, yeah, you missed one day. We may as well miss another.
Speaker 1:Yeah, it's so easy to have the mindset of well, let's just say we're like having your own business, for example, and working for yourself. It's so easy just to be like I work for myself, I don't care, I can literally wake up whenever I want. But it's not like that. If you don't have your structure and actually be disciplined on yourself, like in two months, your business is probably going to go under. Yeah, the good thing about doing a hybrid for someone else is there's a reason to get up. You can get fired, notify yourself, yeah, true. If you're self-employed, true, but then in two months you will be because you'll be bankrupt. Yeah. And if you are working for just a PAYG job, you don't want to be sluggish because if you're a performance-based role, your performance is going to be poor if you just get up 10 minutes before the start time.
Speaker 1:If you go to the gym or do your morning routine, whatever it is like, go for a walk or even just get up early and do errands, whatever your routine is or what you need to do, guarantee there'd be some statistic out there for you to figure out, because you love stats, but your productivity levels will just go off. I genuinely reckon the days that I do my normal routine, you know, get up, go to the gym at 4 30, come back, have a shower I probably have a half an hour nap at that point as well. Get up again, make breakfast, go, get on with the day, do some calls I'll probably still end up going for a jog at midday or something, just to keep active. Come back, do more work, cook lunch, do more work. I reckon I'll probably get done like double the work in half the time just because I'm like, okay, bang, bang, bang, I'm feeling good, the energy's there, I smash it out and do things I enjoy. So, yeah, it's just way easier.
Speaker 1:And that leads to another part. It's good to break up your day. So if you start work at home and you know you're working from nine and you've got a lunch break at 12, for example, it's actually good to take that break like just disconnect, get outside, go for a walk, like get moving, to get outside. If you're stuck in a room all day by yourself, you actually need to get outside. Just move the legs. Like just do something. If you live on your own, like you need to get outside. Just move the legs, like, just do something If you live on your own. Like you need to be out on a walk making calls to friends or something, because you'd probably go crazy you would, but that's also like that prevents burning out during the day.
Speaker 1:Yeah, like just getting fresh air or yeah, you need that stimulation, even if it's as minor as just stretching outside. Yeah, just get out there, just something with fresh air. And if it's raining, put a hoodie on. Don't be all night. From the bench warmers Say hello to the sun. Bench warmers, great movie. That actually is a good movie. I love it. Haven't seen that for a while. Bloody gas bus, oh, gas bus.
Speaker 1:But yeah, no, you need a routine and it's like yeah, if you're just stuck in there on your own all day, then you need to find some kind of social life or some kind of removal where you just get out, like you're not in that space and don't set up your office in your bedroom is going to be my next tip. Yes, because fudge. There's some days where I'll be like all I've got to do for the next like hour and a half is admin and admin is pure garbage. You'll hate it.
Speaker 1:Um, but if you're in an admin heavy role or a role where you do a lot of emails or you're reading stuff, like you're drawing a lot of content or website designing stuff like that, it might be easy for you to just grab the laptop, jump in bed, sit on the bed, bing, bing, bing, bing. I can't, really, I can't do that. Or sometimes I do, and then it's like I get too tired. I'm like, wait, why am I in bed right now? Yeah, and it's like, oh, I can catch myself in work. I'm editing a podcast, maybe. Just sit in the bed, you know. And then it's like when it's actually time for bed you're disassociated or you don't even realise that it's actually bedtime. You know, you've been pumping out work on your laptop until like 9 o'clock. You're like, okay, close the laptop, try to sleep. It is hard. Like if you do have your desk in your room because you're used, I feel you kind of subconsciously get like a bit tired. So I've slept because my room here for my room, I've got my desk in it. So now during the days I find myself going downstairs because I just need to kind of get out and like, maybe in the afternoon or I do meetings in my room because that's fine. But other than that it's a bit of a trap, isn't it?
Speaker 1:Another point is, if you are working for yourself or for a business and you're working at home by yourself and you don't like it, go to a co-working space. There's quite a few co-working areas. Let's just say I'm here in Melbourne. The same in Sydney is the Commons, which is a multi-purpose big room where different people can just go in, different companies. You can also just hire little pod rooms for yourself for the day and you walk around. I believe there's like communal coffees and a bit of food you can also nibble on. But you know you're around people and you can socialise and network at the same time and actually just chat to people. So that's a.
Speaker 1:I was actually thinking of doing that probably six months ago, when I was before we kind of caught up more regular or regularly. Yeah, because back then we were doing it bi-monthly. We never really caught up. Now, if it's not monthly, it's. It's easier now because we catch up like a lot. But back then I was like geez, I've been here every day by myself for like six months, seven months. Yeah, you had to be like going to a cafe or something. Yeah, and that's what I started to do, but it's still not the same. Yeah, like the cafe, because I just get distracted easy with people like chatting in the background or a bit of drama going on. Yeah, people coming in yeah, even today we're at the cafe and there was a good old Collywood supporter Yep, sure Love him.
Speaker 1:Just rip it into a Sydney Swan and an Essendon fan. Yeah, which was unbelievable. I loved every second of it. Things like that. Like, if I was trying to work and that was going on, I'd be. Yeah, you wouldn't be doing it. I was listening to him. It was so good, yeah.
Speaker 1:But, yeah, I think they're relatively affordable, depending where you go. But there's more than one. Like, even if, like, you rent out an office space somewhere, there's heaps there's actually ridiculous amounts of them, heaps of those pods. I mean, the cool thing during COVID not that you were meant to do it was that everyone was working from home. Get a few of the friends around, sit there. Everyone work. Have a chat while you work. Yeah, link up your work from home days with the mate yeah, now that you know that it's not covered if any of your mates do get the the other hybrid scenario. You know they can work from home like four days a week or three days or two days a Monday.
Speaker 1:Go to the office, or you know whatever. It's a good, it's a good title, that one the it is. See if you can arrange for you and your mate if the working is not super confidential and they can't look at your screen and stuff. See if you can just set up together for a day you both do your work, but in between things you get to chat and it's like you're back in the office. Yeah, exactly right, both take your lunch break. Go grab a feed, go for a jog with them, maybe play a bit of tennis, go for a swim in the backyard that's what we used to do. Go to the sauna Every Friday. We used to go play tennis. Oh, fridays were the best Friday we could work from home. Friday routine back in the day was you'd obviously wake up, go to the gym, come back. We'd go to a local place called Jezebe Jezebe Rose Bay Coffee, if anyone's there.
Speaker 1:Unbelievable, good old, famous bowl which doesn't stand. Yeah, weird bowls, I still don't get it. I don't know why they happen, but I like it. It's hard to talk about it. And then actually I remember them for never putting the extra peanut butter in my soy. They did once. Yeah, they did once. I remember that once and then after that they never do again and I'm still salty. Interesting. Yeah, do that.
Speaker 1:Discuss like a business for probably a good hour and a half while we eat all our food and stuff, literally Plan the whole next week and then go back, do work for a few hours, get back outside, go for a few hours, get back outside, go for a run or something, go kick the ball actually go play tennis, come back, do more work and then it's pretty much the weekend. And if you can get away with it, working somewhere else, if you can get away with it, well, you know, if you're working home like the whole week or if you're only fridays at home, go away like. Book a trip, let's just say, to the gold coast and work remotely there. I'll tell you what if you worked remotely interstate, your mood would go up a whole lot more. You'd be loving like just if you work from home every one Friday a month. Just make sure that Friday. Take yourself away for a bit of a long weekend, yeah, just getting in a different environment. Yeah, just work remotely on the Friday somewhere and then have the weekend to enjoy. That's my tip.
Speaker 1:I just think, in the day and age, it's just if you're not taking advantage of working remotely somewhere, this is the time to do it. Yeah, my favorite thing about Fridays back in the day was oh, where are you, mate? What's going on? Oh, just out. And about grabbing a coffee. Oh, yeah, fair enough, work from home, so good. You just grab a coffee, like every couple of hours, come back and smash work out Like 10 coffees. Yeah, literally it's so good, though. And then, yeah, I just think you need to find a way to get out doors. You just have to. You have to Like you can't be cooped up all day. Like we understand how those caged chickens feel. Now Don't buy them. Yeah, just like.
Speaker 1:We're both doing the 75 hard here, which is a challenge for 75 days, and one of the main criteria is doing two 45-minute workouts each day, and whilst doing the whole 75 whilst we've been working, I actually reckon doing the extra, because I normally just did one workout, and then maybe like a 10-minute walk outside to get moving, but like doing the two or the extra, because I normally just did one workout and then maybe like a 10 minute walk outside to get moving. But like doing the two or the extra outdoor workout, one of the two has to be outdoors. We should mention, yes, doing the extra outdoor workout. That has had a big impact on my mood and like my drive, like during the day yeah, get that tip, dog. You get back in the morning. This is a late, let's go later in the day.
Speaker 1:You go for a jog or run or walk and you get like a spoon your coffee after and you're like, oh, yeah, here we go, let's do it. Yeah, jog to your local coffee joint, have a coffee on your walk back, literally like so good, so good. Some of you might have to have to jump five kilometers in town to get a coffee and then walk back Like yourself. Yeah, but that's okay, it's all part of the fun. Yeah, you've got 45 minutes to do it, mate. Yeah, just yeah, jog, jog, jog. Yeah, that's it.
Speaker 1:Well, yeah, I think I've touched on everything really you need to take into account unless you've got any more little curveballs which you want to throw out Any curveballs, or working at home or being remote. It is quite simple, but it's something which many people don't do, because a lot of people struggle at home. Yeah, I think we've gone through the main things. It's like just try to surround yourself with people in your spare time, because if you're just stuck at home, you're just going to go down a rabbit hole. Your mental health is going to crash. We saw what happened in COVID. There we saw drastic changes in mental health and we saw a lot of, a lot of bad behavior.
Speaker 1:We'll just put it that way um, yeah, surround yourself with people, get outdoors, um, try to enjoy it. If you can, go on a little trip somewhere, change your working environment, hang out with friends. But that's literally it. It's not super insightful, no, it's kind of just a basic. They're really, really essential. They actually are. It's such a basic episode.
Speaker 1:It's like the spine of a football team. Yeah, you've got to, that's right. You've got the halfback, the 5'8". I was thinking different for you, mate. Yeah, I know. That's why I said that Fullback, halfback, center, half forward, full forward, yeah, but yeah, it's the same with rugby league. If we're talking football, you know, you do have the center forward, you do have the midfielders. There we go. You mean soccer? Yeah, yeah, it's FIFA, the football Mate. I'll tell you what. The women's soccer team is more popular than the men's at the moment. The women's soccer team also got beat by an under-16s men's team, that is true. So I mean they're popular by performance among their competition.
Speaker 1:State of origin yes, coming up pretty much next week, really, is it? Is it next Thursday? Oh, next Wednesday. No, the week after. Yeah, by the time we release this, it'll be next week. Yes, true, big game, big game for Queensland, again, huge game. What are you thinking? What's your predictions? As a non-NRL man, I just want to see Reece Walsh play and score six tries, six tries, yeah, my love, he's a freak. No, honestly, I reckon I just want to see Queensland win and I want to see a big. So we all down here, we all love the Queensland, we're all for Queensland.
Speaker 1:You'd be hating New South Wales, especially at the moment, because the Swans are dominating the AFL. They are, yes, the Swans are looking very good. I think they're like four. They're not even a team. They're what's called you're. They're what you would call an expansion team. The Pies are doing alright.
Speaker 1:It's going to be an interesting halfway mark of the season now in the AFL. You'd be the same in NRL. Yep, a super coach in NRL is halfway mark. It's going to be a big last eight or so weeks for myself. You're already out of it. I'll be done. Yeah, I've been destroyed and yeah, we've kind of moved on to a sporting podcast, but I love it, that's all right.
Speaker 1:I'll just end it here by saying go the Maroons, and God bless us. No way New South Wales can win at Suncor. No, no matter what Queensland will win, the Queenslanders just love it there, and nothing against New South Welshans. Is that what they call themselves? I don't actually know. I just said it New South Welshans, it just sounds-. I have heard that before, though, so it actually must be what they call themselves. Wow, well, I'm from I know, I live in New South Wales and I've never heard it, but we'll take it New South New South Welshman, welsh. Yeah, new South Welshman. Wow, you're right. There you go. We hope you enjoyed the episode. As always, you know exactly what to do. Hit that follow button, subscribe whatever platform you listen to this podcast on. Also, share it to friends, families, co-workers, whoever you think may benefit from it. But unfortunately it's the end and we'll see you next week.
