.jpg)
THE SDA HOUSING PODCAST
The SDA Housing Podcast is a leading voice in Australia’s Specialist Disability Accommodation (SDA) sector, delivering in-depth discussions, expert insights, and the latest updates related to housing solutions for people with disabilities. Through interviews with industry leaders, advocates, and lived-experience voices, we explore policy developments, innovative best practices, and real-world stories shaping the future of disability housing.
Listeners will gain valuable knowledge on emerging trends, sector challenges, and inspiring success stories, making this podcast an essential resource for investors, providers, advocates, and anyone passionate about inclusive housing.
Debbie Kindness – General Manager, NDIS Property Australia:
With over 20 years of expertise in tourism, finance, and property, Debbie has played a pivotal role in transforming NDIS Property Australia from a two-person team to a 22-member powerhouse. Her leadership drives the successful marketing, sales, and development of SDA properties nationwide, working closely with builders, designers, lenders, and support providers to ensure high-quality, compliant housing solutions.
Minh Le – Founder & Director, NDIS Property Australia:
A visionary in the SDA space, Minh is dedicated to accelerating the delivery of purpose-built disability housing across Australia. By fostering collaboration among stakeholders, investors, and NDIS participants, he champions choice, control, and dignity for people with disabilities, ensuring they have access to homes that truly meet their needs.
Together, Debbie and Minh are committed to ethical, sustainable, and impactful solutions in the SDA sector, bridging gaps and driving meaningful change.
Engaging with the SDA Community:
Each week, we feature guest speakers from across the sector—sharing their expertise, experiences, and contributions to social impact in SDA. From innovative housing designs to policy advocacy, our conversations highlight how we can collectively improve living options for NDIS participants.
As the SDA landscape evolves, we invite you—our listeners—to join the journey. Whether you're an investor, provider, advocate, or simply passionate about inclusive housing, this podcast equips you with the knowledge to make a difference in the lives of People with Disabilities (PWDs).
Share Your Story:
Have an SDA journey you’d like to share? We’d love to hear from you!
📞 Call us: 1300 254 397
📧 Email us: podcast@ndis.property
🌐 Visit us: www.ndis.property
Join the conversation and help shape a more inclusive future in disability housing.
THE SDA HOUSING PODCAST
EPISODE 308 - NDIS Lending: Goodbye Postcode Restrictions
Goodbye Postcode Restrictions ... & Hello Distance Restrictions!
Big changes (again) are reshaping NDIS lending landscape, and in this episode, Debbie sits down with Paul Grant from Axis Lending to unpack the latest finance requirements for NDIS property investing, from their perspective as a Mortgage Manager.
This episode only relates to Origin, the largest wholesale NDIS lender across Australia, and this information discussed doesn't apply to other lenders in the SDA space, for investors looking at NDIS property investments.
Late last year in 2024 we saw significant tightening of eligibility criteria, including new income thresholds ($250K+ household income or $2.5M+ net assets for "sophisticated investors") and geographic restrictions. But as of this week (23rd June 2025), the rules have evolved again - with major implications for investors and participants alike.
Key changes include:
✔️ Postcode restrictions replaced by distance-based rules (50km from Sydney CBD, 25km from other capitals)
✔️ Lending based on 100% alternate use value in major cities (80% in larger regional centres)
✔️ Stronger focus on owner-occupiers and families, who may now qualify for better terms - possibly even standard home loans
✔️ Stricter SMSF requirements, including mandatory upfront Statements of Financial Advice
✔️ Compulsory Due Diligence reports for all purchases
Why does this all matter? These changes reflect a maturing market - one that prioritises sustainable investments while ensuring quality housing for participants.
While investor activity has slowed, the focus on sophisticated buyers and owner-occupiers points to a more stable future. Tune in as Debbie and Paul discuss in detail the new lending rules.
If anyone wants to reach out to Paul Grant directly, his email address is as follows: pgrant@axislending.com.au
Otherwise click here to review the Axis Lending website,
-------------------------------------------------
LEAVE US A GOOGLE REVIEW!
SDA ADVISORY SERVICES
https://www.sdaadvisory.com.au
SDA RESEARCH REPORTS
https://ndis.property/reports
EBOOKS:
www.robustdesign.com.au
www.highphysicalsupport.com.au
NDIS PROPERTY AUSTRALIA:
Our team conducts thorough research on Specialist Disability Accommodation (SDA) and provides appropriate technical advice through premium and strategy-based solutions. We also use complex feasibility calculation spreadsheets to help investors understand the expected annual income of an SDA dwelling, the timeline stages of construction of their property, as well as revealing the hidden costs. By staying up-to-date with the latest SDA data and pricing payments information, we help clients make better-informed decisions and achieve their investment goals.
FOLLOW US:
LinkedIn
Instagram
Facebook
CONTACT:
Please feel free to call us on 1300 254 397 to talk to one of our friendly staff, otherwise, just pop on over to our website to find out more.
For any podcast related queries or suggestions, please contact our podcast team via podcast@ndis.property