197. Two Sisters, Two Money Mindsets: The Hidden Money Lessons Inside Disney’s Twitches

What can a 2005 Disney Channel Original Movie about twin witches teach us about money, marriage, legacy, and financial responsibility? More than you might think.

In this Movie Money Mashup episode, Laura Sexton and Coach David unpack the money lessons hidden inside Twitches, starring Tia and Tamera Mowry. From two sisters raised in completely different financial worlds to the danger of ignoring what is right in front of you, this conversation turns a nostalgic Halloween-season movie into a surprisingly practical discussion about money mindset, communication, and legacy.

In this episode, you’ll hear about:

•  How your upbringing shapes your money beliefs 
•  Why ignoring financial problems only makes them grow 
•  The danger of chasing quick fixes instead of building a real plan 
•  How teamwork multiplies strength in marriage, family, business, and money 
•  Why love, legacy, and responsibility are all connected 

Whether you grew up watching Twitches or you’re discovering it for the first time, this episode will help you see how money lessons show up everywhere — even in Disney Channel movies about magical twins battling the darkness.

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Transcript

0:07

Hello, Legacy Builders. I'm officially a Tennessean, and I'm so excited. But what I did not account for was that I thought I already had a podcast episode coming out this week. I did not. So here is an oldie but a goodie, something from the Movie Money Mashup that was originally live on Facebook, and wasn't released here on the podcast. I hope that you enjoy this conversation that I had with my friend Coach David, and learn a little bit about the money lessons you didn't know you were learning while watching this Disney movie

Laura 0:41

Welcome to the Money and Movie Mashup. Where your favorite nostalgic films meet real life money lessons. I'm Laura Sexton here with my friend, coach David Gibbs, and we're diving into the. Iconic movies of the nineties and two thousands to unpack what Hollywood accidentally taught us about money, mindset, and meaning. It's fun. It's a little nerdy, and we want you in on the conversation, so grab your popcorn and let's roll.

David Gibbs 1:10

All right, everybody, and welcome to another Movie Money Mashup. That was my really cool announcer voice. It is baseball postseason, so I'm super excited about that. But today, we're gonna be talking about the movie Twitches. This is... I feel like this is a deep cut that I... I'll ask Laura, 'cause I had never seen this movie before, and I liked it. This movie, if you have never heard of it, it's about two twin sisters separated at birth, raised in different worlds. One is rich, one is poor, basically. They discover on their 21st birthday that they are not only related, but also powerful witches. Reunited by fate, they must learn to embrace their magical abilities and work together to protect their kingdom from the evil darkness threatening to take over the world. If you didn't know, the two, witches, the twitches, in this movie is Tia and Tamera Mowry. I grew up watching Sister, Sister, so I saw them on there. That's what I knew and did you know that there's a sequel to this movie? I don't know if I'll be watching that, but we'll see. Laura. How are you today? I'm great. My assistant is here with us. She's on the floor sitting up and stuff. Oh, really? Wow. I feel like she was just born. Me too. She's six months old now. All right. So did you watch this movie growing up? 'Cause I'd never heard about it until this call. Oh, I loved this movie. So I was a big Tia and Tamera fan, so when- Twitches came out, I was like, "Yes." Yes. I was so excited. This was my demographic. It was everything. It came out in 2005, so I was a senior in high school. Oh, okay. I'm older than you. I forgot. Are you really? Well, I'm taller. But, my wife has taught me the joy of the Disney original movie. Yes. The Disney Channel original movie. Gotta say it right. Mm-hmm. And, I- The DCOM At this moment in my life, we didn't have cable. We had, like, an antenna. So I didn't have the Disney Channel during this period of time, so I didn't watch any of these. So Kelly's always pointing out on Disney Plus all these Disney Channel original movies. So I didn't have Disney Channel at my house, but I had it at my dad's house, and I had it at my aunt's house. So if it was a dad weekend, I could watch it at my dad's house. And if it was not a dad weekend, I made my mom take me to my aunt's house so we could have our DCOM night. So have you seen the sequel? Twitches Too? Yeah. Now It's Personal. Yes. That's actually not the, that's not the title, but yes, Twitches Too, I have. Is it good? It's not as good as the first one, but I like it. All right. Well, let's talk about the first one. Tia and Tamera, on their show Sister, Sister, find each other in a department store. So the fact that that happened in this movie, I thought was hysterical, super funny. You have two very different money personalities. They came up in totally different households. Yeah. One was wealthy and could spend money whenever she wanted. The other one was poor. They end up in the department stores for two very different reasons. One is wanting to buy stuff, and the other one wants to work there and make money. So Twitches in and of itself is, like, all of the money lessons in the very beginning. Yeah. So what I wrote down was that your different upbringings obviously will shape your money beliefs. Your money mindset often is inherited, but you can blend different perspectives to create a balance. So- Balance. Isn't that what everybody in the whole movie is looking for? Is there a balance between the light and the dark? Hmm. Yeah. The darkness made me laugh. And then also, and I'm sorry, which one was which with their names? Caitlin- Kits is the rich one Okay Cameron is the poor one. Okay. Okay. Well, Cameron, that was super funny 'cause, you know, the guardians are there trying to get the sign on the- store. We're desperate. And then, and that, what, and what was interesting about that sequence, in sequence, just looking at that, is how she goes in, the poor one, and she's like, "$600 for this? Oh, this well-made dress." Yes. I will talk about it however you would like for me to talk about it so that I can get this job. Yeah. Yes. I thought that was pretty funny. They both come from different worlds, different upbringing, but then they find who they truly are. And man, how many times has it been done that the father's brother is the bad guy? How many times has that been done in movies? Scar. Scar was the first one that I saw. I mean, it's the first time- Scar I recognized it it- it's been, it's been done a lot. Yeah. And it's like, what is the mom's scene, and the brother, what is this? And I just thought that was kind of weird. I don't know. What's with the mom and the brothers? Like, so the mom... Well, in this one, the mom is desperate. Her, not only was her husband killed, but her children are gone. Yeah. And so I think she was just desperate for any kind of comfort, and there wasn't, they're not, like, in a relationship. There's, that's not how they're paired up. But he is supposed to be her protector, and so she just, like- Oh leans on him blindly. Oh, by the way, my mom is watching from the beauty parlor, and she's not excited that we're doing a movie about witches and- I'm sorry but they're twitches, Mom. They're twin w- They're twin witches. Go, Twitches. Go, Twitches. So, of course, a big thing that I was thinking about is, yeah- Whoa, whoa, whoa teamwork multiplies strength. Whether you're two sisters, whether you're in a marriage, whether you're in a partnership, actual partners, what, whatever, you know, when you are working together, two horses pull 10 times more than one. Yeah. That is, that was the third thing that I wrote down. Because, so the whole thing in the movie- is their power. When their powers are combined- Yeah they are Captain Planet. No. When their powers are combined, they make a bigger impact. And one of the things, just because my whole thing is legacy, one of the things about this movie that has always, always, always stuck with me is that the opposite of love is not hate- it's indifference, right? And the thing about love is it can only multiply. And that is one of the things they say in this movie is that love can multiply. Yeah. Love doesn't get divided. It only grows. And when I went to have my second child and I was worried about, "Am I gonna be able to love this one enough?" I thought back to this movie. I'm like, "Well, love can only multiply." And so at each subsequent child I've understood more and more and more how love actually multiplies. It magnifies. It grows. To battle the darkness. To battle the darkness. Yes, absolutely. Have you seen The Thunderbolts? Yeah, of course. We'll have to, I feel like this is a movie that we need to discuss. But, like, that darkness- and don't push it down. Don't push it down. Don't push it down. Anyway, I watched it, this week with my husband. Yeah let's get, let's go back to Twitches though. What, now I'm all on Thunderbolts now. Don't- I'm sorry I'm all excited. I'm sorry. Was that your first time seeing it, just real quick? Yeah, it was. Yeah. And I wanna admit something to you. I totally thought the mom was with the brother. I thought they were together. How did I- No, they're not. No. They're not together. I thought they were a thing. No. So I admit that I watched this, I promise. But I was- I believe you doing some housecleaning at the time, and I just thought- It's- they were together. No, it's, the, it's set up to be slightly ambiguous, but they definitely, they're definitely not together. Yeah. Okay. Well, I want, my next one was, and this has a lot to do with just keeping things in the dark in general now that we're kinda talking about that. Keeping things in the dark in general is don't ignore your responsibilities. Did we both- What? write the same notes? No. Oh. Well, I was working with a couple. I had some great sessions this week. I'm actually, like, really filled up this week as a coach, 'cause I've had some really great, like, wow, people are moving forward, and I'm just excited for them. It was just all about communication, and both of them knowing just what's going on. Because what we found was when they both didn't know what was going on, then, all of a sudden people are randomly showing up saying, "You owe me money." You know? Yes. Because we're just pushing away. We're trying to, just take care of what's in front of us. But you have to get completely on the same page, you have to bring it all out, and you have to handle things. So no matter, whether it's not looking at our money or looking at, a bill collector or a collection notice, we cannot ignore these things. Yep. No, you're totally right. The more you ignore something, the just, the bigger it becomes. It's like the darkness, right? They're pretending like they're not gonna pay attention to it, and it just grows and grows and grows, and it's taking over more territory, and it's coming into Coventry. And they're like, "Ah." Nobody addressed the problem. You have to address the problem head-on, and I think that, avoiding, especially avoiding your financial issues, it is just gonna come back and bite you in the butt. Yeah. But- all of these things, everybody, is bring it all out, and that's including, baggage that we bring from the way we grew up, past relationships. When we're bringing it into a new relationship, even on the financial side, our hearts are connected to our money, so we have to get it all out. We gotta talk about it. So my, my next money lesson, abrupt transition here one of the things about the darkness, right? The mom was not looking directly at the brother-in-law. She was looking past it, trying to see anything other than the actual issue that was right in front of her face. If you look at the guy, he feels off. He feels sketchy. Like, she knew something was off, but she was so desperate for, any kind of peace, any kind of assurance, that she was willing to stick with something that didn't feel quite right. This is not in my notes, but what is coming up for me right now is that, get rich quick, not gonna help you. Right? Trying to find anything, anything to hold onto, and you're like, "Well, I'll just do this," or, "I'll just do this," and you're from thing to thing to thing no strategy, no clarity, no confidence, no anything. You're gonna end up putting yourself in a negative position where you're gonna have a subpar partner, a subpar team, a subpar outcome. We gotta watch out for that and we have to, especially you and me as coaches, call it out when we see it. "Hey, this doesn't feel good. This doesn't feel right. How can we make adjustments?" Yeah. I don't know, what do you think about that? I- 'Cause I hadn't thought about this before, just right now. Okay, great. Okay. No, no. Yeah, I, I have nothing to add to that. I agree. I'm sorry, should I have something to add? This was, uh, was not one of my thoughts that I had had out loud. Yeah. Or that I had thought through, so sometimes when I have thoughts that I haven't thought through, they come out sideways, so. Yeah. I feel like, yeah, it is clear. We know what she... Yeah, what, what she was doing and... So I'm just thinking about, I don't know. I'm, I'm... First I just wanted to, how can I turn that idea, that wonderful idea, into practical real-world example? Yeah, don't gamble. That has nothing to do with what she's doing, but that was my thought, right? Was the get rich quick idea. holding onto something that is not, actually sustainable. Something, almost ethereal. Like, I can't actually grasp it. It's not true. That's- It's not real. What's coming to my mind is, like, red flags in a relationship. I'm just thinking about that, I mean, there are many ways to gamble. On the financial side it's, "Oh, I really wanna start this business, and we're... Let's just borrow from your parents." let's just get this... We'll put that back in our 401in a second. You know? We'll get this going. The business will be... And then, oh, uh-oh. Yeah. Everything's destroyed. Somebody told me the other day, they said using your credit card is like gambling. Hey, here, use this. Using your credit card is like gambling because you're just assuming future monies. You're assuming you're gonna win, right? Yeah. And what happens if you put everything on red and it lands on black? Yeah. And, for our Christian folk out there, I was just telling my mom this the other day, I'm like, financing in general is telling God what to do instead of waiting on him for what you need. Ouch. That's a good one, sir. Yeah. I hope you do a whole podcast on that one. Yeah. And it's true. We can do that, not just with finances, but forcing things, you know, to be the way we want them. it's, putting a square peg through a round hole. So let's see. What else do I have? Embracing the differences. Embrace the differences in... Everything. Okay. Because I... And it's funny, I feel like I've been talking about this a lot with couples and podcasts- Mm and things that I've been talking about. But, we have the twin sisters, but like we said, they came from two completely different backgrounds. Right. They both had something different to give. They both had powers. They, we got the they have to work together, but we also have to celebrate and enjoy that they are not the same person. Yeah. That they have their own, experiences, like, like the one, she was a bit... It seemed like she knew her real mom and a bit more connected with the dreams and all that a little bit more. So they, they both had their journey, and in real life, in whatever partnership, marriage, or whatever we're in, we're different. And of course, if we were all the same and we didn't change, it'd be boring. Oh, actually, have you ever heard of that guy on The Wrangler School? He was on The Ken Coleman Show. He was that cowboy guy that- Oh, the cowboy. Yeah, yeah, yeah was talking about- He was on there. Yeah, yeah, yeah. And it's something Wrangler School. That's his YouTube. Yeah. And I've always thought he was so cool because he just doesn't care about the algorithm at all, and what he was saying is, and this is just talking about marriages, is that, you know, the first year things are crazy. You're getting to know each other, and then maybe three or four years down the road, you change because you're both- Mm-hmm growing and changing. You're not the same person as you were at the beginning of your marriage. And, and so embracing those, and then also isn't that fun? Isn't that great? You know, some people find that scary that, oh, you know, my spouse is gonna keep changing, or they're different from when I met them. Right then it gives us a reason to keep dating them, to keep learning about them, and to roll with those changes because it's cool. We're on a journey together, and we're continuing to learn and relearn each other. And so, that's just really inspiring to me that he said that, 'cause my wife and I, we just celebrated 11 years. But, oh, well to take it, so to take it back to Twitches, what you're saying though, what I think is really interesting is Cameron, who didn't have the best upbringing, was much more open to witnessing change and being a part of something new, whereas the one that had a very comfortable lifestyle was gonna have to get very uncomfortable doing something totally new. Yeah. And so sometimes when we're looking at that and we're like, "Okay, do we wanna change? Do we not wanna change?" do we wanna stay comfortable? Because sometimes when we stay comfortable we miss out on a whole new world of possibilities. In this case, an actual whole new world of possibilities. A dimension. A whole new dimension of possibilities. Which that, that, the side couple, they were so funny. Like, their protectors. Are those cute. What are their names? Artemis and, no, Karsh- Yeah, Karsh is one of them Anderson. What, what is the girl's name? Iliana. Oh, okay. Iliana. My favorite part about them was at the very end when they were talking, he was like, "You know, I just, I wanna go to a more af- affordable dimension." And she's like, "But it's 10 cent wings on Wednesdays." Oh, yeah. They've obviously been together for a millennia. They bicker like they are an old married couple. Well, they said just 21 years that they've been hanging around each other just to protect the girls. Really? Yeah. I thought, I thought so too, but yeah, they've just been together on and off, he says, for 21 years. Okay. So. But it seems like they should've been together for a millennia, huh? Yeah, I mean, they seem like they are, they're meant for each other. They are MFEO. So going back, one of my things was that greed, greed is bad, and it will destroy the legacy that you have set out. Thanos is chasing wealth in such a negative way, and that's going to ruin any legacy that he might have left. He could've been a great king. And he would've stepped into his brother's role, you know, except he's the one that killed his brother, and that makes you a traitor and you gotta go. And how did he go 21 years without taking his gloves o- gloves off? Did they ever, like, eat some messy food, like some ribs or something and he just kept his gloves on? No, no. Never, never a mess, that guy. He was always the, pristine, always- Yeah if you think about living like that for 21 years, that you have to keep the gloves on Well, that's how Elsa had to live Oh, that's true, but that's a cartoon. I actually, and tell me if I missed it or is this in some fan fiction, how did he actually become the darkness? When did that happen? Just some time before he killed his brother? Yeah. Okay. So I have another one. I don't know. That's a good question. Yeah. I was like, I didn't miss that, did he? Like, when did he become- Well, now I w- now I need to go watch Twitches Too and make sure it doesn't show up there. I'm gonna go watch that again tonight. Yeah. He's just- Ah he's just the darkness now, and that's just all he does. One, another thing, believing in yourself, they definitely struggled in this one, especially, the wealthier one, 'cause she like- Alex I could... What is it? Alex. Okay. Alex, and, and, ooh, ooh, here's a, here's a, here's a thing. Do you know which one is Tia and which one is Tamera? I do when I'm looking at them. Okay. Well, I'll explain my point while you're doing that. But Alex- Okay She definitely, like, it seems like the whole movie, and they even made a joke about it, it's her thing to run away, you know? And to step away and not wanting to be uncomfortable. She just wanted to go and have a birthday party and be happy, you know? And, so she definitely... Even when, when we have big challenges in front of us, failure is not the end of any conversation. It's not the end of any day, we just have to make the next best step we can. And what they did in the movie is starting to actually rely on each other and work together, and that's, you know, formed also the help and belief in their self. Tamera's, Tamera's Cam- no, Tamera's Alex. She's the rich one, rich. What? You wanna watch that? Okay, great. Stop yelling at me. It's not working. I don't know what to tell you. Try something else. Oh, you know what was the funniest thing is the cows. I was trying to do it. I said the cows were super funny when their eyes were following them. And so are we... You know, before we go today, are we gonna do the, like, go Twitches, go Twitches? Oh, I've already done it once on here. Go to Twitter. Sure. It's one of my, that's one of my favorite things, that they just wanted to put in something that the two of them would do, and they were doing that on their own outside of the movie, and the, the director's- Oh, really? like, "Put that in." Yeah. Oh, I had no idea. Yeah. That is it. That is a fun fact. There, there is a fun fact. All right, my friend. Any final thoughts on your end? Sorry. I'm sorry. Yeah. No, no worries. I thought we had this under control. We love babies. Nope. I have no thoughts now. None of them. They're all gone. Yeah. That's, I mean, do you remember, I'm just thinking about live TV in general. One of the worst things I ever seen, Art Linkletter walk with Walt Disney when Disney Wor- Disneyland opened for the first time. You ever seen that? No. They, like, put their arm around each other, and they can't get it right because the cord from the microphone is in the way, and there was just all sorts of issues. And so, actually, years later, because that was so bad, they didn't do the opening of Disney World live because Disneyland was such a mess on the live thing. And you can watch it live on YouTube, and there was just mistakes everywhere. So it's just live TV, folks. It's live TV. Yeah. That's, it, I mean, it is what it is. I will tell you that one of the things, I'm really glad that we did this movie because I hadn't watched it yet this, this season. My kids are already, like, in September, they were wanting to watch Halloween Town and other things. And I'm just like, "Go..." All right, everybody. Well, that is our live show. Thanks so much for watching. Thank you, Laura, for being the best. And, yeah, we'll figure out what we want to do next time. Everybody send in your stuff. And like we said earlier, you can listen to Laura's podcast. You can see, listen to older episodes, and you can see them on my YouTube. All right? Everybody have a wonderful weekend. Bye, guys. Bye.