542 | The Overlooked CGT Timebomb Hidden in Joint Tenancy - Chat with Julia Hartman Artwork

The Property Couch

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

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The Property Couch

542 | The Overlooked CGT Timebomb Hidden in Joint Tenancy - Chat with Julia Hartman

April 17, 2025 • Bryce Holdaway & Ben Kingsley

As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman, to help you understand the nuanced world of property tax.

Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992.

This week’s episode is all about how to avoid accidentally handing thousands over to the taxman.

Here’s what we unpack:
✅ Debt Recycling: Can you legally turn non-deductible debt into deductible debt?
✅ Joint Tenants Do NOT Technically Inherit: The critical difference between joint tenants and tenants in common.
✅ Victoria’s $50K Land Tax Grab: Who’s caught in the net, and can you avoid it?

From legislative shake-ups to understanding the grey areas in tax-deduction strategies, this is a jam-packed episode for property investors and homeowners alike. Tune in now!

FREE STUFF MENTIONED

We’re growing — and we’re looking for passionate Buyers Agents to join our team!
At Empower Wealth, you’ll work alongside some of the best in the business — helping everyday Australians secure their dream homes, build wealth through property, and move closer to financial peace.

If you — or someone you know — is a dedicated professional who puts people first and is ready to grow with a values-driven team, get in touch at Empower Wealth or via The Property Couch.
Give the Gift of Sight – Just $100 Can Change a Life 👁️
To celebrate Bryce’s 50th birthday, we’re on a mission with the John Fawcett Foundation to restore sight through life-changing cataract surgeries in Indonesia.

Thanks to our incredible community, we’ve already raised over $50,000 — and we’re aiming for $60,000 by May 27!

As TPC listener, Jeff, shared: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.”

Here’s what your donation can do:
👁️ $100 = Restores sight to 1 person
👁️👁️ $200 = 2 people
🖐️ $500 = 5 people
✋✋ $1,000 = 10 people
Give the gift of sight >>