Pera & Purpose Podcast

119: Life After Y.O.L.O ft. Ralph Ricablanca

April 30, 2023 Jay Adrian Tolentino
119: Life After Y.O.L.O ft. Ralph Ricablanca
Pera & Purpose Podcast
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Pera & Purpose Podcast
119: Life After Y.O.L.O ft. Ralph Ricablanca
Apr 30, 2023
Jay Adrian Tolentino

Life was easy for Ralph when he first arrived in the UAE. He immediately found a job as a telemarketing executive, and later as an executive assistant. He enjoyed the YOLO lifestyle that his salary afforded him, but he didn't think about managing his finances wisely.


After 3 years of working, he realized that he wasn't managing his finances effectively and was making many mistakes that were hindering his progress.

But Ralph didn't let this setback defeat him.


Instead, he took it upon himself to study personal finance. As he was looking for ways to learn about money, he stumbled upon our Empowered Expats videos and got hooked. Slowly but surely, Ralph began to see the errors he had made and started to make better financial decisions.


Soon, he discovered the world of insurance advising. Intrigued, he dove headfirst into learning the ins and outs of the industry. He became passionate about helping people protect their financial futures, and it wasn't long before he decided to become an insurance advisor himself.


Ralph's newfound career was just beginning to take off when the pandemic struck. He found himself struggling to make his debt payments on time, and collection agencies began to hound him relentlessly. The stress became almost unbearable, but Ralph refused to give up.

With unwavering determination, Ralph worked tirelessly to get back on track. He focused on growing his skills as an insurance advisor, and soon his hard work began to pay off.

Today, Ralph stands as one of the top insurance advisors in his company, and his mission is clear: to help every overseas Filipino become financially empowered so they won't encounter the same mistakes he made earlier in his life.

🧠 What you’ll learn:

  • Moving on from your mistakes
  • How to manage variable income
  • Focusing on what you can control
  • The most important thing to check when looking for an insurance advisor
  • How to find the right mentor

--

Connect with Ralph

👋🏽Download the Intentional Spending Plan here!

Visit http://jayadriantolentino.com/ today!

---
👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or schedule a quick coaching call here.

Show Notes

Life was easy for Ralph when he first arrived in the UAE. He immediately found a job as a telemarketing executive, and later as an executive assistant. He enjoyed the YOLO lifestyle that his salary afforded him, but he didn't think about managing his finances wisely.


After 3 years of working, he realized that he wasn't managing his finances effectively and was making many mistakes that were hindering his progress.

But Ralph didn't let this setback defeat him.


Instead, he took it upon himself to study personal finance. As he was looking for ways to learn about money, he stumbled upon our Empowered Expats videos and got hooked. Slowly but surely, Ralph began to see the errors he had made and started to make better financial decisions.


Soon, he discovered the world of insurance advising. Intrigued, he dove headfirst into learning the ins and outs of the industry. He became passionate about helping people protect their financial futures, and it wasn't long before he decided to become an insurance advisor himself.


Ralph's newfound career was just beginning to take off when the pandemic struck. He found himself struggling to make his debt payments on time, and collection agencies began to hound him relentlessly. The stress became almost unbearable, but Ralph refused to give up.

With unwavering determination, Ralph worked tirelessly to get back on track. He focused on growing his skills as an insurance advisor, and soon his hard work began to pay off.

Today, Ralph stands as one of the top insurance advisors in his company, and his mission is clear: to help every overseas Filipino become financially empowered so they won't encounter the same mistakes he made earlier in his life.

🧠 What you’ll learn:

  • Moving on from your mistakes
  • How to manage variable income
  • Focusing on what you can control
  • The most important thing to check when looking for an insurance advisor
  • How to find the right mentor

--

Connect with Ralph

👋🏽Download the Intentional Spending Plan here!

Visit http://jayadriantolentino.com/ today!

---
👋🏻 Connect with Kuya Jay on social media. Ask questions, inquire for collabs, sponsorships, or schedule a quick coaching call here.