Financial Cents | Arizona's Financial Podcast

How Much Home Can I Afford? Plus Our Top Homebuying Tips

August 07, 2020 National Bank of Arizona Season 1 Episode 7
How Much Home Can I Afford? Plus Our Top Homebuying Tips
Financial Cents | Arizona's Financial Podcast
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Financial Cents | Arizona's Financial Podcast
How Much Home Can I Afford? Plus Our Top Homebuying Tips
Aug 07, 2020 Season 1 Episode 7
National Bank of Arizona

How much home can you afford? How do you get started with securing a home loan? What loan programs are available? While looking for homes, attending open houses and negotiating offers and counteroffers can be an exhilarating experience, there’s a lot of prep and paperwork that must happen first – before you even start the process of making offers. In short, it can all feel overwhelming, especially if you’re unfamiliar with the types of home loans available regardless of if you’re a first time homebuyer.

In this episode of Financial Cents, Greg Geis, senior vice president and retail mortgage production manager, sits down with host Brent Cannon to go over tips for homebuyers and walk you through the process of buying a home from mortgage pre-qualification to finishing the deal.

According to Greg, the simplest way to begin is by completing our easy-to-use online mortgage application. This application helps you get your financials in order, determine how much home you can afford and help you decide which loan program may be best, including conventional, FSA, jumbo, or one-time close. Of particular interest is our one-time close loan, which allows those looking to build or remodel a home to save on closing costs with simplified one-time close construction that includes the lot for the home.

Financial Cents is hosted by Brent Cannon, executive vice president and director of community banking at National Bank of Arizona. In each episode, Brent invites bankers from around National Bank of Arizona like Greg Geis to discuss financial tips and strategies.

Subscribe on your favorite podcast platform or view full episodes at nbaz.com/financial-cents.

A division of Zions Bancorporation, N.A. Member FDIC.

Terms and conditions apply. See banker for details. Equal Housing Lender NMLS #467014

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

Show Notes Chapter Markers

How much home can you afford? How do you get started with securing a home loan? What loan programs are available? While looking for homes, attending open houses and negotiating offers and counteroffers can be an exhilarating experience, there’s a lot of prep and paperwork that must happen first – before you even start the process of making offers. In short, it can all feel overwhelming, especially if you’re unfamiliar with the types of home loans available regardless of if you’re a first time homebuyer.

In this episode of Financial Cents, Greg Geis, senior vice president and retail mortgage production manager, sits down with host Brent Cannon to go over tips for homebuyers and walk you through the process of buying a home from mortgage pre-qualification to finishing the deal.

According to Greg, the simplest way to begin is by completing our easy-to-use online mortgage application. This application helps you get your financials in order, determine how much home you can afford and help you decide which loan program may be best, including conventional, FSA, jumbo, or one-time close. Of particular interest is our one-time close loan, which allows those looking to build or remodel a home to save on closing costs with simplified one-time close construction that includes the lot for the home.

Financial Cents is hosted by Brent Cannon, executive vice president and director of community banking at National Bank of Arizona. In each episode, Brent invites bankers from around National Bank of Arizona like Greg Geis to discuss financial tips and strategies.

Subscribe on your favorite podcast platform or view full episodes at nbaz.com/financial-cents.

A division of Zions Bancorporation, N.A. Member FDIC.

Terms and conditions apply. See banker for details. Equal Housing Lender NMLS #467014

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/

Home sale activity in Arizona
Where do home owners start?
Do home buyers need a pre-qualification letter?
How much house can I afford?
Tips for home-buyers in Arizona competitive market
How do you find out current interest rates?
What is DTI?
What is the magic DTI number?
Jumbo loans vs. Conventional: What does that mean?
How much of a down payment do I need?
What is mortgage insurance?
What is a one-time close construction loan?
Disclosure