A Force To Be Reckoned With
A Force To Be Reckoned With
228. Whatchu Doin’ With That Tax Return? - Debt Update
What are you doing with your tax refund this year?
In this episode, we’re getting real about our financial journey—how small, consistent habits have helped us make meaningful progress in paying down debt. We kick things off with a fun game (yes, it involves singing—and no, we’re not auditioning for American Idol). Expect a few missed notes and a lot of laughs along the way.
We also talk about the curveball we got during tax season when our refund didn’t come through as expected, reminding us that it’s better to make financial plans without banking on unexpected bonuses.
It’s the small, everyday choices that are making a difference: cutting back on meals out, checking in on our budget regularly, and avoiding credit card temptations. These simple habits are helping us inch closer to our goal.
If you're navigating debt or just want some practical tips on making better financial choices, this episode is for you. Sometimes it’s not about big changes, but the tiny ones that add up over time.
Episode Highlights:
- Let's play a new game.
- Sharing a debt update.
- Whatchu doin' with that tax return?
Links Mentioned in Episode/Find More on A Force to Be Reckoned With:
- Jointheforce.us
- Follow Bethany on Instagram @bethanyadkins
- Follow Corey on Instagram @mrcoreyadkins
- Find us on Youtube!
- Email Bethany at bethany@adkinsmedia.co
This show has been produced by Adkins Media Co.
We are at war and it's not against our neighbors, spouses, children, politicians or whatever else we feel like we're battling against.
Speaker 2:So the questions are who's the fight against, and are we winning or losing? We're the Adkins, and we are a force to be reckoned with.
Speaker 1:Are you ready to? Join the force what'd you just say to me that I just found out we're doing this?
Speaker 2:well, I don't even have my headphones on welcome back everybody to another week of A Force to be Reckoned With. Where sometimes we're a force, a force to be reckoned with, and sometimes we are to be reckoned with.
Speaker 1:You are definitely to be reckoned with.
Speaker 2:We hope that you're all having a good week. Corey is throwing a temper tantrum.
Speaker 1:A temper tantrum. Because, that's an exaggeration.
Speaker 2:We're playing a new game. Okay, first off, we're talking, we're going to have a great conversation here, like about tax returns, what are you doing with yours? But before that, we're going to be playing a game, just to get into the right mindset.
Speaker 1:Okay, oh, this helps us get into the right mindset about tax returns.
Speaker 2:Yeah, and also, if you're looking for like a super professional tax return thing, it's just Corey and I today, so keep listening, but keep wishing All right. So, brooke and I, my sister, you know former stars of the Brooke and Beth Show. I don't know if you've ever watched it Probably not, but you can go on over to her Instagram highlights and see some clips. No, I'm just kidding, don't do that. Anyway, we went on a road trip, okay, a long few years ago, and it was a lighter time, a happier place. We were traveling cross-country from Are you pregnant? Yeah, we were traveling cross-country from California to Ohio. It was an election year and also the year of COVID.
Speaker 1:Yeah, I know.
Speaker 2:That was really, really, really hard. Well, we decided to make up some games, and one of our games was called Hit it or Quit it. That's what it was called, guys.
Speaker 1:That does not sound.
Speaker 2:Hit it or Quit it.
Speaker 1:It just doesn't sound like a game.
Speaker 2:I'm going to explain. You pick a song, okay, for your opponent, and basically the point is to humiliate them and we had a lot of fun doing this. But you pick a song, a song specifically, that has a high note, where they kind of go into falsetto Like Mariah Carey, we Belong Together, okay and where she sings you know she's doing the high note part you play. They're singing along kind of like karaoke and then when it gets to the high note falsetto part, you pause the music and your opponent has to hit it. Hit that high note or quit it.
Speaker 2:When it was my turn, brooke picked this one song for me, song for you brooke picked this one song for me and we posted on instagram and the musician responded oh yeah, who was this? I don't remember he responded and he he said he was cracking up because it actually wasn't a falsetto. It was a part in the song where he goes and she wanted me to hit that note.
Speaker 1:Oh my gosh.
Speaker 2:So I did that.
Speaker 1:Sounds like you're swallowing something.
Speaker 2:It was really funny. But anyway, we're playing over a little round of hitting Hit it or quit it. So are you ready.
Speaker 1:I think we need to pause for a second because I need to see if this is the right part of the song. I got a different song for you than what I originally thought.
Speaker 2:Well, this is good, because the first one that you thought wasn't good, which is why I said you don't get it. It's hit it or quit it. You have to hit the high note and I thought it was kind of high. So stay tuned, we'll be back. All right, corey's got a song. He also picked his song that I'm playing for him, so I don't really think this is fair.
Speaker 1:But I didn't know the song you picked.
Speaker 2:Right, because you don't know that many songs.
Speaker 1:Why would I know a Mariah Carey song?
Speaker 2:Because you grew up in the 80s and 90s, not listening to Mariah Carey.
Speaker 1:Well Listening to like 50 Cent.
Speaker 2:Well, that's true. Me too, I was in fifth grade, walking down the street, walking home from school. Give me two pairs. I need two, that's 50 Cent.
Speaker 1:That's Nelly.
Speaker 2:So I can get to stomping in my Air Force Ones. Are you sure it's?
Speaker 1:Nelly, I promise you.
Speaker 2:Hold on. What's the 50 Cent song that I tried to learn? I printed the lyrics out from my computer. It's Nelly. I promise you. Hold on. What's the 50 Cent song that I tried to learn? I printed the lyrics out from my computer. It's your birthday. Air force, you know we don't.
Speaker 1:It's not your birthday Party in the club One song Bottle full of bub. Mama, I got what you need. Oh, you're right, it is 50 Cent.
Speaker 2:It is N nelly told you um 50 cent song songs because I had this specific boyfriend, marlos. If you're out there, this one's for you. He was my first boyfriend. I don't know if I ever told you this in the club that's what it was. I printed the lyrics out to in the club and in my dorky fifth grade bedroom, with my dorky glasses and my dorky frizzy hair, I printed all these lyrics out and on a piece of paper and I just practice, practice, practice, practice.
Speaker 1:What did you do?
Speaker 2:I was singing, I wanted just I needed to know it so that when we went to tea night on Friday nights, oh my gosh, I thought you made like a video or something.
Speaker 1:No, a music video.
Speaker 2:Well, yeah, I did that.
Speaker 1:I would have loved to have seen that.
Speaker 2:Oh, we have those in the archives for sure. I told you this For when I won, I did a poster contest when I was in fifth grade. Also, fifth grade was a pivotal year for me and it was a dare contest remember you used to take dare like what is it against?
Speaker 2:yeah, just say no drug and alcohol whatever, and the contest was you made you draw a poster, try to get. I won two years in a row. The first year it was my motto was I like silence more than violence, and I won two hundred dollars you won.
Speaker 1:Yeah, the computer's probably. Yes, please get this girl quiet. We do. We love silence too.
Speaker 2:If not, I'm about to commit violence my dad helped me to make a poster and it was a castle and inside the castle, the whole castle was filled with the letters w-i-n-n-e-r for winner. But then inside the word, the letters, the bubble letters like that filled the castle were bricks, the it was like built of bricks, and on each brick I wrote things that it takes to become a winner, like hard work, perseverance. I want, let me tell you when I won $500.
Speaker 1:You won $500 on that $500.
Speaker 2:And my dad drew that whole poster himself with his own two hands. I didn't give that man a penny, not a penny.
Speaker 1:Dang.
Speaker 2:Actually I might have, I don't know.
Speaker 1:And you guys made videos and stuff too.
Speaker 2:So, with that money, so bad, for like two years before this I wanted a video camera. So bad A camcorder.
Speaker 1:Yeah.
Speaker 2:Like it was my dream. I wanted to produce movies and act things out. I would have friends over for sleepovers and I would make them become parts in my movies. We would act stuff out and I used my dad's and I wanted my own camcorder. So this is in my movies. We would act stuff out and I used my dad's and I wanted my own camcorder. So this is in my blood. This is like who I am. So, with my winning money, I spent three hundred and forty nine dollars on a camcorder, plus tax.
Speaker 1:Wow.
Speaker 2:My dad made me calculate the tax. At the time it was like eighteen dollars or something like that. I couldn't believe it. Now I'd probably be like fifty or sixty.
Speaker 1:See, my family couldn't afford poster boards, so we didn't have these. If you couldn't make something out of like milk cartons and empty beer cans, like you weren't making a school project. Five hundred dollars would have paid our bills for three months.
Speaker 2:Stop.
Speaker 1:If I would have, if I would have won that, it would have been a payment on our mortgage.
Speaker 2:That is so ridiculous.
Speaker 1:I didn't see a camera until I was in high school.
Speaker 2:Just stop, cut the act. Cut the act, oh my gosh. Anyway, back to hit it or quit it. So how did we even get there?
Speaker 1:You made this up.
Speaker 2:How did we get there with the video camera? Because?
Speaker 1:you started with 50 Cent. You thought 50 Cent did Air Force One. Yeah.
Speaker 2:Well, we're going to have like three minutes to talk about tax returns.
Speaker 1:We've done our rabbit trail. That's about all we need.
Speaker 2:Okay, so let's do this. Here comes your song Are. Okay, so let's do this. Here comes your song. Are you ready? I'm going first. Yeah, I have the lyrics here, just in case you get stage fright because my armpits are sweating.
Speaker 1:All right, okay, I want to get used to. There's no man who's terrified.
Speaker 2:Oh, you sound good.
Speaker 1:There's no man who stands to lose you. I hope I don't lose you. Please stay. I want you. I need you, oh God.
Speaker 2:Don't take these beautiful things that I've got. It's not please, it's not fun with you I want you, I need you. Oh God, it's not fun with you.
Speaker 1:Why.
Speaker 2:Because you like hit the notes and stuff.
Speaker 1:I was not good.
Speaker 2:With me and Brooke. That was terrible, did you hear my voice.
Speaker 1:It was no, it's bad, all right, that was no, it's bad, all right, that was bad. It was mine, all right. Are you ready?
Speaker 2:Yeah, I'm ready.
Speaker 1:Okay, here we go.
Speaker 2:I need the words. I only pray you'll never leave me behind. Never leave me, Because good music can be so hard. Oh yeah, it can me. Oh yeah, it can Take your hand and hold it closer to mine. Thought love was dead, but now you're changing my mind. This isn't high. My heart's a stereo. It beats for you. That wasn't very high, so we bam. That's close enough man.
Speaker 2:Okay, we'll be back for another episode of A Force Be Reckoned. No, I'm just kidding Of Hit it and Quit it, next time with actual falsettos, but that's the concept. It was good you got to hear my beautiful voice.
Speaker 1:I don't listen for falsettos.
Speaker 2:It's a stereo.
Speaker 1:Oh.
Speaker 2:Okay, so it's just been a long week, so we're just a little cuckoo. Today we're talking about what you doing with that tax return, marlowe.
Speaker 1:Oh my gosh.
Speaker 2:I should probably not, but you know what? He's a great guy. He's a great guy. I believe he's a father now. He was a good kid. We were friends after, and I wish him the best. I wish him the best, so it's okay that I used his first name, all right. I wish him the best, so it's okay that I used his first name, all right. So this is actually really um, oh, you know what this is.
Speaker 1:What.
Speaker 2:This isn't just about tax returns. This is our debt.
Speaker 1:Oh, all right, I'm, I'm out.
Speaker 2:Okay. So we're just going to do this real quick, okay, because?
Speaker 1:I'm out.
Speaker 2:Like, honestly, I've really been struggling with the dead updates because I just feel like we already did this before and we're. We were in a different season of life.
Speaker 2:We were like middle baby middle baby middle baby like adults, and now we're like adult adults, and so to still be in this situation listen, it's. It's kind of embarrassing. And then like I'll see people in public or like I'll be in a meeting with all these you know really successful people, and then they're like oh, what's your podcast about? And I'm like it's called um getting out of debt no, have you ever heard of? Uh, actually, I forget the name of it right now.
Speaker 1:Don't listen to it, I don't have a podcast, Because we're in a lot of debt and you own five businesses.
Speaker 2:We talk about Balcinians and we talk about our debt and we sing. But you know what the thing is and just keep this in mind as you're driving to your meeting today and you have it's like, yeah, you want to be the same person all the time, like you do want to be. You don't want to be two people fake, like in a bad way, but sometimes you do have the element of let loose a little bit more.
Speaker 2:I mean sometimes, in some settings, you're more professional and honestly recently, honestly in the recent months, I have realized that not everybody deserves that version of me, because some people don't appreciate it.
Speaker 1:The funny one.
Speaker 2:Yeah, and it's like well, if you're not going to appreciate it, then you don't get it, and so you're just going to get the uptight version of me that has really high expectation.
Speaker 1:The older adult version of me is getting more to that phase where it's like I don't give a what what, more to that phase where it's like I don't give a what what and I just am like blending more of myself to be the same all the time.
Speaker 2:So I don't know take it or leave it, but as you're driving to your, as you're driving to your meeting today, just know that there's people at home that love you. When you get home and you want to change into sweatpants and play a game and stuff, that's OK.
Speaker 1:But it's also okay to let a little glimmer of that shine through the clouds of your meeting today too so this sounded like one of those advice radio, like a caller, you got a caller call in, just let a little bit of yourself, yeah, shine through the, through the clouds, just a little glimmer, yeah, like Delilah, just a little glimmer, okay.
Speaker 2:So dead update Real quick. Yeah, this is really embarrassing that we're even having this conversation right now. But habits that we're holding strong to, we've done well on.
Speaker 1:Don't spend money.
Speaker 2:One day I even wanted to take out and Corey said we're going to have to report back and I said to who? He said to our podcast. So we're not eating out, we're doing monthly check-ins with each other which we've talked about.
Speaker 2:I'm paying bills biweekly and then at the end of the month we kind of touch base and I just give them the whole view and we have this Excel sheet that has all of our debt tallied and it totals it all at the bottom. Our debt tallied and it totals it all at the bottom. We have a our debt form that we've talked about before. So we're just not avoiding the situation for weeks and months. And all that, absolutely no credit card usage.
Speaker 2:Now. I'm gonna have a confession right now wait to me yes, I did what did you do? My costco card at costco but had the tell me if this is okay or not. I think it is. I had the cash in our checking account and I paid it off right away, but you get, so why did you use it? Because you get like 2% back.
Speaker 1:I feel like if you slip up one time and you pay, you miss one penny. Yeah, then we're going to have to give that uh yeah cut it, yeah, but if you can stick to the, to the rule, yeah, then I think it's. It's fine for now yeah, okay, sounds good so does that count? You said absolutely no credit. I mean you kind of used it, but you did pay it off right, I mean like, so I broke the rule it's kind of like I broke the rule.
Speaker 1:I like having a, but like I'm not using we're using for any purchases that are online.
Speaker 2:We're using our debit card like we're using cash for everything, so I don't know. You have to figure out what's what works for you and your family, and for me this month it was that I've used the costco card and paid it off right away, but it's like if you have the cash and you're going to pay it off right away. I think that's.
Speaker 1:This is where I'm just like. I'm over here, Like, like, should I even get gas right now? It's like, bro, your truck's on empty. I'm like all right, I'm ordering Every day, I'm ordering, ordering, ordering no.
Speaker 2:But so I've been cooking a lot more at home, mixing it up a little bit with different recipes. So not eating out monthly check-ins, paying bills biweekly, absolutely no credit card usage. Now it's tax return season, people. So what are we doing with that tax returns? And I'll tell you what I'm doing. Well, I went in to our accountant we have an accountant because we have a business and it just got too complicated to do it on our own and I was like we went in with a plan, like I knew in my head okay, we're going to be responsible with this, okay, we're going to have we usually get about the same amount every year we're going to be putting like a third of it in savings, a third of it toward the backyard and a third of it toward debt yeah, yeah.
Speaker 2:I was like really thrilled we get in there. This man has the audacity to tell us that we owe uncle sam. Huh, yeah, we owed. The only reason we ended up when we walked out of there, breaking even, only reason we ended up when we walked out of there, breaking even, is because, like, we do our business in personal together, so essentially, we were getting some back, but basically we broke even.
Speaker 1:The child tax credit. Yeah, Helped us there too, but yeah, so now we're divvying it between three places.
Speaker 2:I don't want to give too many.
Speaker 1:We're going to give $50 to want to the savings, $50 to the backyard and $50 to debt.
Speaker 2:Right. So that was unfortunate Broke. Even no tax return this year, and. But going forward, we do have a game plan. We need to take a little bit more than expected out of the paychecks so that this doesn't happen next year. And also I hired a what's it called a bookkeeper, so she's wonderful, she's super sweet and going to help me throughout the year with the business. Just to make sure I'm categorizing things right. So not that we were counting on this stuff, but it just would have been nice, but just we don't want to. Oh, you know.
Speaker 1:Yeah, like, what is this Like when we need Daddy T and Elon get this doge thing cracking off, because they they were flirting out there, they were going to get rid of the federal income tax.
Speaker 2:It's not going to happen.
Speaker 1:If we could get rid of the federal income tax. We waste so much money on stuff. Give me my money back, bruh.
Speaker 2:That's a whole other conversation.
Speaker 1:I know, but can you imagine? Can you imagine if you didn't have to pay a federal income?
Speaker 2:tax, but don't you think prices would go up?
Speaker 1:Because we didn't pay. No.
Speaker 2:On stuff.
Speaker 1:I mean there'd probably be a mild amount of inflation, potentially because people would have more money on stuff.
Speaker 2:But then that would stabilize out. If tariffs are going up it's gonna make the cost of goods a bit higher.
Speaker 1:Well, that's a whole other conversation. That's playing a game of chicken. The tariffs aren't gonna fully stay in place, but some of them will. But it balances out because what happens is when you put tariffs on stuff, people buy more stuff made in America, which ends up saying our economy, so it ends up helping us significantly more. That's how we used to do it back before, like 1913. Everything was based off tariff, there was no federal income tax and we were fine. We were better actually.
Speaker 2:All that, that to say, as tax return season comes in and you're getting your tax return, just this is our public service announcement to be cognizant and go in with a game plan before you have the return. It'll be disappointing when you don't get anything back, but if you do go in with a game plan, then it's not like you want to be intentional.
Speaker 1:That's the whole point.
Speaker 2:You want to be intentional. So before you spend a penny, sit down with yourself, if you're single, and come up with a game plan. Sit down with your spouse, if you're married, and be responsible about it. If you have debt, then consider that. If you don't have a savings, consider that Maybe you shouldn't buy those concert tickets, maybe you shouldn't go on vacation.
Speaker 1:Yeah, like in all honesty, like the right thing to do if you have debt would probably be to pay off your debt with it, or at least put all or give yourself an emergency fund or give yourself an emergency fund, and I think that you know you can make a case to where maybe you put some towards like investing or something like that. But yeah, and for us, we have a project going on at our house which you can also argue. You know, makes the house more enjoyable.
Speaker 2:I mean, as you guys know, we're great rationalizers. Builds equity, you can pretty much rationalize anything.
Speaker 1:Whatever. But all I'm saying is like, unless you don't just want to go blowing it on a vacation or concert tickets or something like that, if right, just have a game plan and be wise.
Speaker 2:So we previously, when we did this debt update, we did an entire episode.
Speaker 1:Trust me, because we've done that, we, we've done that and this is why we're where we are I mean, I don't think that's fully true.
Speaker 2:We're usually pretty responsible with the tax return, but this year that was a different time. We were depressed. We were depressed okay destined. We made bad decisions and we were depressed. We also painted our entire downstairs and cabinets in like three days. Okay, it wasn't all downstairs, it was like half of it. But don't let depression get the best of you. That should be the episode. Don't let the depression get the best of you. Debt update Some turned the house project, which again is like an asset to the home. But you know smart financial people, they might say bad idea. Dave Ramsey he's probably mocking us on his show right now.
Speaker 1:He's not listening. So, you think Dave is listening to our podcast.
Speaker 2:Yes.
Speaker 1:I do no, no, dave Ramsey.
Speaker 2:Yeah, I do.
Speaker 1:Not Dave. Yes, I knew who you were talking about Dave Ramsey?
Speaker 2:Yeah, yes, I knew who you were talking about Dave Ramsey. Yeah, he's listening.
Speaker 1:There's no way.
Speaker 2:He is Okay, you speak with confidence and he'll be calling us up to be a guest on the show before we know it and we'll probably tell him no.
Speaker 1:The only Dave listen to our podcast is my boy, dave.
Speaker 2:I highly doubt that. There's definitely more than one, dave. Okay, so numbers, we're just going to get into it. So, started out the year, $91,978.18 in debt. By February we were $88,850. What are you? Between January and February, we paid off $3,100, which was really good. We talked about that. Probably more than we had anticipated. You we had some like residual stuff coming from the end of the year. Is that the right word? Yeah, so the the payoff was more than would be normal for a month. Um, so from february to march in february the total was $88,867.54. This month, and that's with seven lines of credit this month we're at $86,288.55. So that's a difference of $2,578.99. So that's good, we're making progress. We are about $1,500 away from paying off our first line of credit Nice.
Speaker 2:So I would say this was also higher than expected.
Speaker 1:Think we can get that bad boy knocked off this month, I'm hoping. I'm hoping that by our next update I mean, if things are trending the way that they've been trending, we should be able to knock that guy out.
Speaker 2:We might be down to six lines of credit by the next dead update.
Speaker 1:So that'll be our goal.
Speaker 2:That'll be our goal.
Speaker 1:Smack in the mouth. Send him packing. Yeah, that'd be great. Get out of here. You see.
Speaker 2:Yeah, so while it seems like from day to day where we are being definitely more disciplined but we are still living life, I think it's like implementing those little things back to the beginning of the episode. Those things add up.
Speaker 1:I mean. So what you're saying is, we could do better.
Speaker 2:No, what I'm saying is that we have implemented simple practices that from day to day it feels like we should be working so much harder, but like these practices have become habits, now that like, make us more consistent that we're not eating out. We're probably 80 percent less eating out.
Speaker 1:Yeah.
Speaker 2:We're monthly checking in, we know we're going to have to report back, we are not using our credit cards and like, have been so much more intentional about Amazon Prime purchases this and that, and so those little habits, even though it's not, they add up.
Speaker 1:Those small things really add up and us just doing this has stopped some of those. I was laughing because last night Carter had a scrimmage. It was till like 730. We're leaving the scrimmage and he's like, can we stop? And get something to eat and I was like no, bro.
Speaker 2:I was like we got debt to pay off and he's like I'm so hungry, dad, I haven't eaten in three days.
Speaker 1:He goes please he goes, he I have this would have worked on me before. He's like, but we never like just go and eat like you and me, and go get something you didn't't, kate, and he's like it could be just like you know, you and me get doing something. I said bro. I said we can't. I said we got this debt to pay off, dude. I said we're going for your tournament this weekend Like we're going to be eating out then.
Speaker 2:Oh my gosh.
Speaker 1:I feel like a terrible and I was like I've eaten more than you and he's like only one thing. And he started laughing and I was like no, you didn't. He's like no, I ate breakfast, lunch and dinner.
Speaker 2:He is so reasonable and he's so supportive of this. He really doesn't give us that hard of a time, but I feel really bad. You would have caved. No, I did, kate. Are you kidding me? I had the girls last night.
Speaker 1:You're so weak I spent eight dollars on what I took them each to get snack size blizzard. Are you kidding me? You could have gone to giant eagle and gotten a thing, a whole thing of ice cream for like two or three dollars the worst part is may Maya didn't even eat hers. I know I'm so mad right now.
Speaker 2:I'm so sorry.
Speaker 1:I'll make it up to you, I promise stop spending our money it was like I probably would have spent that or less on Carter and I going to get something to eat and I still dollars.
Speaker 2:I still don't dollars. Yeah, dude, his order from Wendy's is like $12 from From the dollar menu.
Speaker 1:It's not.
Speaker 2:That's it. I just had to confess because I feel so bad.
Speaker 1:And I don't feel jealous, like oh well, if you spend it, I should have spent something. I was like no, you just should not have spent it.
Speaker 2:And you just got robbed of an opportunity with Carter.
Speaker 1:I'm going to hang out with him this weekend. He was trying to play me, just like they played you, and then didn't even eat the ice cream. If you would have got the container then you wouldn't have wasted it, because she wouldn't have even eaten it anyways. It'd be sitting in the freezer right now. As a matter of fact, there's at least a partial thing of ice cream in the freezer right now.
Speaker 2:I'm so sorry. Well, that's all folks, so that's our debt update.
Speaker 1:There's two bags of popsicles in the freezer.
Speaker 2:He started the episode mad. He's ending it mad about something completely different. Welcome to the life of court. It's going to be all right.
Speaker 1:Is it? Yeah, is it? You're over here talking about how the little things add up? Yeah, we could have had eight less dollars on our debt.
Speaker 2:I'm so I know.
Speaker 1:Okay, all right, I am the weak one and it was probably like $8.94 and you're rounding it down to eight?
Speaker 2:No, I don't remember, I just remember the number eight yeah.
Speaker 1:It could have been $8.99.
Speaker 2:$15.88. No $15.88.
Speaker 1:No, no, I'm just kidding, it was $8. $15 on ice cream.
Speaker 2:But I do just want you to know that this month I was the weaker one, and next month I'm going to be the stronger one I am. You got your work cut out for you. I might become looking tattered and worn and just like I'd been through the ringer, but I'm going to do it.
Speaker 1:You're making your coffee at home, your decaf.
Speaker 2:Yeah Well, all right. So is there anything that you want to add?
Speaker 1:The rest of the year, you're doing nothing but at home coffee or free coffee from offices or whatever.
Speaker 2:I've only been using gift cards. That's my rule. Yeah, I promise All right, Well. Yeah, I promise All right. Well, I hope that you guys have a better week than us. So I'm just kidding. Is there anything?
Speaker 1:you want to add to the episode? I'm trying to get my mind right right now.
Speaker 2:Stop Enough.
Speaker 1:Enough. Get a leash on your wife, men. No, I'm just kidding Kind of, but no seriously. Get a leash on them. So takeaways, play, hit it or Quit it but no, seriously gotta leave showing them.
Speaker 2:So takeaways play, hit it or quit it. It's really fun. If you have hit it or quit it suggestions, message them to me on Instagram. My Instagram is linked in the bio or you can email them to me.
Speaker 1:That's also or in the show notes in the show notes like we quit.
Speaker 2:I quit in the middle of mine cause it was like cause you couldn't hit it yeah, yeah that name just sounds. Well. Provocative Just keeps you guessing.
Speaker 1:So when you said we're going to play, I'm like what?
Speaker 2:Play, hit it or quit it. Don't be irresponsible with your tax return and stay on mission with your debt. We want to know your progress, we want to know your updates, so so keep us posted on those two.