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Latina Financial Education, Investing & Wealth Building: MoneyChisme
MoneyChisme is a personal finance podcast for women of color ready to take control of their money, build wealth, and create financial independence.
Join Violeta Sandoval, a first-generation Latina investor and entrepreneur, for honest conversations about money management, investing for beginners, paying off debt, growing your income, and starting a business. Get practical strategies to build generational wealth—even if you’re the first in your family figuring this out.
We talk about the money questions you’ve been afraid to ask and the cultural expectations that can make building wealth complicated: supporting family, feeling guilty for wanting more, and learning financial lessons nobody taught you.
Through relatable stories, expert interviews, and candid hot takes, MoneyChisme makes financial education approachable and connects your money decisions to what matters: freedom, family, and community.
The mission? Help close the racial wealth gap and give more women of color the tools to build wealth on their own terms.
Subscribe to MoneyChisme for personal finance tips, real-life money conversations, and a little chisme. Let’s grow your money, buy back your time, and rewrite your family’s money story.
Episodes
146 episodes
146. Make It Make Sense: Record Profits While We're Struggling
If you've ever looked at your grocery receipt or gas bill and wondered how corporations keep posting record-breaking profits while your pocketbook is hurting, you're not alone. In this episode, Violeta breaks down why the Federal Reserve raised...
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145. LLC vs S Corp: What Nobody Tells You with Laura Zarrate
If you've ever started a side hustle and thought "I'll figure out the taxes later," this episode is the reality check you need before tax season catches up with you.In this episode, Violeta and Lindsay sit down with Laura Zarrate, a CPA ...
144. You Don't Have to Build Wealth Alone with Diana Lopez Luna
If you've ever felt like building wealth as a first-gen Latina means you have to figure it all out completely on your own, this episode will change how you think about your family's role in that journey.In this episode, Violeta sits down...
143. Investing Like a Mother: Ethical Wealth with Tina Berger
If you've ever been told to "just put it in an index fund and forget it," this episode will make you rethink that advice completely.In this episode, Violeta sits down with Tina Berger, author of Invest Like a Mother and a former...
142. Why First Gen Guilt & Sacrifice feels so Heavy with Ingrid Morales
If you've ever believed that once you land the "good job" and start saving, financial freedom will naturally follow, this episode is the reality check you need.In this episode, Lindsay and Violeta sit down with Ingrid Morales, a first-ge...
141. I Spent $6,500 on a Trip to Mexico: Vacation Budget Reality
I am breaking down the real cost of a last minute family vacation to Mérida, Mexico, including flights, an Airbnb, excursions, food, souvenirs, airport transportation, and pet sitting. I also share the financial tradeoffs of celebrating a miles...
140. How I Quit My Job to Build my Own Business with Lindsay Barrientos
Quit the 9-to-5 and build your dream career. Lynn shares her real story of leaving nursing to launch a telehealth practice in California. If you've ever dreamed of ditching stability for freedom and entrepreneurship but felt overwhelmed by ...
139. How I Redefined Success After Achieving Financial Freedom | Money Mindset Lessons at 40
If you've ever felt like reaching financial freedom would automatically bring peace, only to realize you're still battling comparison, hustle culture, and the pressure to always be doing more, you're not alone.In this deeply personal bir...
138. Why You're Jealous of Other People's Success—and How to Turn It Into Motivation
If you've ever felt jealous watching someone else hit a financial milestone while you're still working toward your own goals, you're not alone.In this solo episode, Violeta opens up about something we don't talk about enough in personal ...
137. Why Pretty Websites Don’t Convert Visitors Into Clients With Gabby Teran
A beautiful website is great—but if it doesn't clearly communicate who you help and guide visitors to take action, it's probably costing you clients.In this episode of Money Chisme, Violeta sits down with branding and website designer Ga...
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136. Stop Taking Money Advice From People Who Aren't Building Wealth
If you've been working hard on your financial goals but still feel like you're doing it alone, it may be time to take a closer look at the people you're surrounding yourself with.In this solo episode, Violeta explores how your relationsh...
135. Break Up With Your Financial Tóxicos: Money Habits That Are Keeping You Broke
If you've been wondering why your financial goals always seem just out of reach, it might be time to identify the financial tóxico that's quietly holding you back.In this solo episode, Violeta introduces the concept of the "financial tóx...
134. Personal Finance for Beginners: 5 Essential Money Habits to Build Wealth Faster
If you've ever felt overwhelmed by your finances and wondered where to even begin, this episode will help you build a strong foundation for long-term financial success.In this solo episode, Violeta breaks down five essential money skills...
133. Are You Feeling Fear or Intuition? The Money Mindset Shift Every Investor Needs
If you’ve ever wondered whether that uneasy feeling about a financial decision is a warning sign or simply fear holding you back, this episode will help you understand the difference.In this solo episode, Violeta shares a powerful clip f...
132. Stop Waiting for the Perfect Time to Invest & Build Wealth
If you’ve ever felt stuck in “research mode” when it comes to investing, building wealth, or making big financial decisions, this episode is the reminder you need that you do not have to feel fully ready before you start.In this solo epi...
131. How to Build Generational Wealth for Your Kids | 529 Plans, Real Estate & Trust Funds
If you’ve ever wondered how to build real generational wealth for your children — beyond just saving money — this episode breaks down practical ways to create financial stability, opportunity, and long-term security for the next generation....
130. Why More Latinas Need to Invest in Real Estate | Building Wealth & Affordable Housing
If you’ve ever felt like real estate investing was out of reach — or struggled with the idea of investors contributing to the housing crisis — this episode offers a different perspective on how real estate can be used as a tool for both financi...
129. The 3 Best Ways to Build Wealth (Even If You’re Starting From Scratch)
If you’ve been working, saving, and doing everything “right” with money but still feel stuck, this episode breaks down what might be missing.Violeta and Andrea Ramos discuss the three main ways to build wealth — the stock market, real es...
128. Single Moms & Poverty: The Real Reason Women Are Falling Behind Financially
If you’ve ever felt like no matter how hard you work, it’s still not enough — especially while juggling bills, caregiving, and constant financial stress — this episode is a powerful and eye-opening conversation about why that feeling e...
127. I Went From $200K to Lean Living… Here’s What Happened
If you’ve ever gone through a major life or income change — whether earning less than before or suddenly earning more — and felt your spending habits didn’t quite adjust with you, this episode is a real, honest look at what that transition can ...
126. How to Pay Less Taxes (W2 Tips to Reduce Your Tax Bill Legally)
If you’ve ever felt frustrated after tax season — whether you owed more than expected or realized you could’ve kept more of your money — this episode breaks down how to start being more proactive with your taxes.Violeta recaps the end of...
125. Life Updates: Navigating Leaving the Military, reaching FIRE and other Chisme
Feeling stuck in the chaos of transition? Today I open up about leaving military life behind, navigating the wild ride of real estate, and shifting my version of freedom on my own terms.This episode is your wake-up call if you're s...
124. How to Get Out of Debt Fast (Without Hating Your Life)
If you’ve ever felt like you should be further ahead with money — even after earning more or having opportunities — this episode brings clarity to why that happens and how to move forward.Violeta sits down with Justin Brown-Woods, an acc...
123. 10 Financial Truths That Will Change How You Think About Money
If you’ve been doing all the “right” things with money — building a career, earning more, saving consistently — but still feel unsure about your financial future, this episode puts language to that feeling and shows you what might be missing.
122. Want to Retire Early? The 5 FIRE Strategies Explained (Financial Independence Guide)
If the idea of retiring early sounds appealing but also completely unrealistic, this episode breaks down what financial independence can actually look like in real life — especially for first-gen Latinas balancing career goals, family ...