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Retirement Roadmap
Is your retirement plan rock solid? At MasterPlan Retirement Consultants, we specialize in constructing retirement plans designed to meet the challenges you could face in the course of a 20, 25 or 30-year retirement - or longer. Our tax planning, income planning, Social Security maximization, estate planning, healthcare planning, pension maximization, long-term care planning and other strategies are designed to maximize your retirement savings and income, while minimizing taxes and protecting your assets from outside forces that can disrupt your retirement.
On this podcast, we share videos about the issues retirees face.
Advisory services offered through MasterPlan Retirement Consultants, Inc., a Registered Investment Advisor in the state of Georgia. Insurance, tax and commodities services offered through Fricks and Associates, Inc. dba MasterPlan Retirement Consultants. The aforementioned are affiliated companies.
Episodes
108 episodes
Investment Behaviors That Can Hurt Your Retirement
Are your investments keeping you up at night?In this episode of Retirement Roadmap, Mark Fricks and Evan discuss some of the most common investment behaviors that can undermine retirement security. Many retirement mistakes aren't caused...
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What Makes Retirement Truly Happy?
Retirement planning involves far more than saving money. In this episode of Retirement Roadmap, Mark Fricks and Evan explore what research consistently shows about living a happy, fulfilling retirement after your working years are over.T...
Will IRA Withdrawals Fund Your Retirement?
For millions of Americans, the largest portion of their retirement savings sits inside traditional IRAs and 401(k) accounts. These tax-deferred accounts can be powerful tools for building wealth — but without a withdrawal strategy, they can als...
Retirement Confidence Is Dwindling
Retirement confidence is shrinking for millions of Americans — even for people who have spent decades saving and investing responsibly.In this episode of MasterPlan, we explore why so many people approaching retirement still feel anxious...
It's All About The Income, Baby
Retirement isn't just about how much you've saved — it's about whether your money can reliably replace your paycheck for the rest of your life.In this episode of MasterPlan, we break down one of the biggest and most emotional questions p...
Is A Roth Conversion Right For You?
Most people are sitting on a ticking tax time bomb — and they don't even know it.In this episode of MasterPlan, we dig into Roth conversions: what they actually are, why they matter more right now than ever, and how to think through whether...
Long-Term Care Reality Check
What happens if one event quietly wipes out everything you’ve built?In this episode of MasterPlan, we get into one of the least talked about — and most financially destructive — parts of life planning: long-term care.Most people...
How to Spend Confidently in Retirement
Holistic retirement planning isn’t just about saving — it’s about knowing when and how to spend. One of the most common challenges we see is that people who have done a great job preparing for retirement often feel uncomfortable actually using ...
We Get Mail: Q&A Episode 2
Retirement planning gets complicated quickly when you start asking the questions most people avoid. What happens if long-term care becomes necessary? Should you trust a pension payout or take control of the money yourself? And how much should S...
Landmark Ages in Retirement (50, 55, 59½, 62, 65, 67, 70, 73/75)
Retirement has “landmark ages” — moments where the rules change on contributions, withdrawals, Social Security, Medicare, and RMDs. In this episode of Retirement Roadmap, Evan and retirement planner Mark Fricks walk through the retiremen...
We Get Mail: Q&A Episode
Holistic retirement planning isn’t a buzzword — it’s a framework for how real life actually works in retirement. Your investments matter, but they’re only one piece of a plan that has to coordinate income, taxes, healthcare, and legacy decision...
Holistic Retirement Planning: The 3-Circle Plan (Money, Taxes, Legacy)
Holistic retirement planning isn’t a buzzword — it’s a framework for how real life actually works in retirement. Your investments matter, but they’re only one piece of a plan that has to coordinate income, taxes, and legacy decisions (...
Playing It Too Safe in Retirement Can Be Dangerous
Retirement planning isn’t just about avoiding risk — it’s about understanding which risks actually matter.For many retirees and near-retirees, playing it “too safe” can quietly become one of the biggest threats to long-term financial securi...
Delay Retirement or Retire Now? Here’s How to Decide
Retirement isn’t one-size-fits-all—and delaying retirement can be a smart move for some people and a mistake for others.In this episode of Retirement Roadmap with Master Plan Retirement Consultants, Evan and retirement planner Mar...
Major 2026 Changes to 401(k)s, IRAs, and Roth Strategies Explained
The retirement planning landscape is changing again in 2026—and for many savers, especially higher earners, the rules are becoming more complex.In this episode of Retirement Roadmap, Evan and retirement planner Mark Fricks break...
The Truth About Social Security in Your Retirement Plan
Are you treating Social Security like an on/off switch instead of a key part of your retirement income plan? In this episode of Retirement Roadmap, Mark Fricks and Evan Fricks walk through how Social Security really works—and why the decision i...
How To Build a Purpose-Driven Retirement for 2026
How do you build a retirement that actually feels meaningful, not just mathematically correct?In this episode of Retirement Roadmap, Mark Fricks and Evan Fricks break down why retirement planning isn’t only about "saving enough." It’s about...
Don’t Fall for These 5 Estate Planning Myths
Do you believe an estate-planning myth? In this episode of Retirement Roadmap, Mark Fricks and Evan Fricks break down the most common misconceptions that cause even “well-prepared” families to face chaos when it matters most. From outdat...
Is Your Family Ready For The Great Wealth Transfer?
As trillions of dollars shift hands over the next two decades, the question isn’t whether your wealth will transfer — it’s how. In this episode of Retirement Roadmap, Mark and Evan break down The Great Wealth ...
Elder Law Insights from Attorney Miles Hurley
Planning for your golden years without considering elder law is like building a house without a roof – leaving you exposed when storms hit. Attorney Miles Hurley, one of only...
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The Tax-Free Retirement Blueprint
We tackle the often-overlooked issue of retirement tax liability and explore strategies to create tax-free income streams for a potentially more secure financial future.• Understanding the "mortgage" on qualified plans (401(k)s, IRAs) w...
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From Checkers to Chess: Mastering the Strategic Game of Retirement Planning
Are you playing retirement checkers when you should be mastering retirement chess? This episode unpacks a powerful analogy that demonstrates why traditional retirement planning often falls short.When approaching retirement, most people ...
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Tax Cuts Extended: What the One Big Beautiful Bill Act Means for Retirees
The new federal budget bill makes the 2017 tax cuts permanent, creates a temporary senior deduction, and raises estate exemptions, but also adds $3.4 trillion to national debt while cutting social safety nets. We explore what these changes mean...
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Maximizing Your 401(k): Hidden Strategies and Common Pitfalls
We explore how to maximize your 401(k) balance and integrate it effectively into your overall retirement strategy.• 401(k) plans emerged in 1979, giving workers an automatic way to save for retirement without employer-provided pensions<...
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Avoiding the IRMAA Trap: Strategic Income Planning for Medicare
The Income-Related Monthly Adjustment Amount (IRMAA) is a Medicare surcharge that can significantly increase your healthcare costs in retirement based on income from two years prior.• IRMAA affects both Medicare Part B and Part D premiu...
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