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Retirement Roadmap
Is your retirement plan rock solid? At MasterPlan Retirement Consultants, we specialize in constructing retirement plans designed to meet the challenges you could face in the course of a 20, 25 or 30-year retirement - or longer. Our tax planning, income planning, Social Security maximization, estate planning, healthcare planning, pension maximization, long-term care planning and other strategies are designed to maximize your retirement savings and income, while minimizing taxes and protecting your assets from outside forces that can disrupt your retirement.
On this podcast, we share videos about the issues retirees face.
Advisory services offered through MasterPlan Retirement Consultants, Inc., a Registered Investment Advisor in the state of Georgia. Insurance, tax and commodities services offered through Fricks and Associates, Inc. dba MasterPlan Retirement Consultants. The aforementioned are affiliated companies.
Episodes
102 episodes
Long-Term Care Reality Check
What happens if one event quietly wipes out everything you’ve built?In this episode of MasterPlan, we get into one of the least talked about — and most financially destructive — parts of life planning: long-term care.Most people...
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How to Spend Confidently in Retirement
Holistic retirement planning isn’t just about saving — it’s about knowing when and how to spend. One of the most common challenges we see is that people who have done a great job preparing for retirement often feel uncomfortable actually using ...
We Get Mail: Q&A Episode 2
Retirement planning gets complicated quickly when you start asking the questions most people avoid. What happens if long-term care becomes necessary? Should you trust a pension payout or take control of the money yourself? And how much should S...
Landmark Ages in Retirement (50, 55, 59½, 62, 65, 67, 70, 73/75)
Retirement has “landmark ages” — moments where the rules change on contributions, withdrawals, Social Security, Medicare, and RMDs. In this episode of Retirement Roadmap, Evan and retirement planner Mark Fricks walk through the retiremen...
We Get Mail: Q&A Episode
Holistic retirement planning isn’t a buzzword — it’s a framework for how real life actually works in retirement. Your investments matter, but they’re only one piece of a plan that has to coordinate income, taxes, healthcare, and legacy decision...
Holistic Retirement Planning: The 3-Circle Plan (Money, Taxes, Legacy)
Holistic retirement planning isn’t a buzzword — it’s a framework for how real life actually works in retirement. Your investments matter, but they’re only one piece of a plan that has to coordinate income, taxes, and legacy decisions (...
Playing It Too Safe in Retirement Can Be Dangerous
Retirement planning isn’t just about avoiding risk — it’s about understanding which risks actually matter.For many retirees and near-retirees, playing it “too safe” can quietly become one of the biggest threats to long-term financial securi...
Delay Retirement or Retire Now? Here’s How to Decide
Retirement isn’t one-size-fits-all—and delaying retirement can be a smart move for some people and a mistake for others.In this episode of Retirement Roadmap with Master Plan Retirement Consultants, Evan and retirement planner Mar...
Major 2026 Changes to 401(k)s, IRAs, and Roth Strategies Explained
The retirement planning landscape is changing again in 2026—and for many savers, especially higher earners, the rules are becoming more complex.In this episode of Retirement Roadmap, Evan and retirement planner Mark Fricks break...
The Truth About Social Security in Your Retirement Plan
Are you treating Social Security like an on/off switch instead of a key part of your retirement income plan? In this episode of Retirement Roadmap, Mark Fricks and Evan Fricks walk through how Social Security really works—and why the decision i...
How To Build a Purpose-Driven Retirement for 2026
How do you build a retirement that actually feels meaningful, not just mathematically correct?In this episode of Retirement Roadmap, Mark Fricks and Evan Fricks break down why retirement planning isn’t only about "saving enough." It’s about...
Don’t Fall for These 5 Estate Planning Myths
Do you believe an estate-planning myth? In this episode of Retirement Roadmap, Mark Fricks and Evan Fricks break down the most common misconceptions that cause even “well-prepared” families to face chaos when it matters most. From outdat...
Is Your Family Ready For The Great Wealth Transfer?
As trillions of dollars shift hands over the next two decades, the question isn’t whether your wealth will transfer — it’s how. In this episode of Retirement Roadmap, Mark and Evan break down The Great Wealth ...
Elder Law Insights from Attorney Miles Hurley
Planning for your golden years without considering elder law is like building a house without a roof – leaving you exposed when storms hit. Attorney Miles Hurley, one of only...
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The Tax-Free Retirement Blueprint
We tackle the often-overlooked issue of retirement tax liability and explore strategies to create tax-free income streams for a potentially more secure financial future.• Understanding the "mortgage" on qualified plans (401(k)s, IRAs) w...
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From Checkers to Chess: Mastering the Strategic Game of Retirement Planning
Are you playing retirement checkers when you should be mastering retirement chess? This episode unpacks a powerful analogy that demonstrates why traditional retirement planning often falls short.When approaching retirement, most people ...
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Tax Cuts Extended: What the One Big Beautiful Bill Act Means for Retirees
The new federal budget bill makes the 2017 tax cuts permanent, creates a temporary senior deduction, and raises estate exemptions, but also adds $3.4 trillion to national debt while cutting social safety nets. We explore what these changes mean...
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Maximizing Your 401(k): Hidden Strategies and Common Pitfalls
We explore how to maximize your 401(k) balance and integrate it effectively into your overall retirement strategy.• 401(k) plans emerged in 1979, giving workers an automatic way to save for retirement without employer-provided pensions<...
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Avoiding the IRMAA Trap: Strategic Income Planning for Medicare
The Income-Related Monthly Adjustment Amount (IRMAA) is a Medicare surcharge that can significantly increase your healthcare costs in retirement based on income from two years prior.• IRMAA affects both Medicare Part B and Part D premiu...
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Time is Flying in 2025: Have You Caught Up With Your Financial Goals?
We examine essential mid-year financial steps that could help you finish the year strong and brighten your financial future. Time flies by quickly, making it crucial to check in on your financial goals periodically rather than putting them off ...
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Living Too Long: The Financial Risk
Longevity risk presents a significant challenge for retirees, with medical advancements potentially extending lifespans and creating decades-long retirements that require careful financial planning.• Running out of money in retirement i...
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Beyond the Check: Reimagining Retirement When Social Security Isn't Enough
Social Security has reached a milestone with the average check surpassing $2,000 monthly for the first time in June 2025, but this achievement highlights serious concerns about retirement security in America.• Maximum benefit for those ...
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Debunking Dangerous Retirement Myths
We explore eight common retirement planning myths that could potentially derail your financial future and explain why these outdated beliefs may no longer apply to today's retirement landscape.• The 4% withdrawal rule from the 1990s has...
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Shockproofing Your Retirement: Essential Safeguards
We explore the unexpected financial shocks that can derail even the most carefully constructed retirement plans and discuss strategies to help prepare for these challenges.• Healthcare costs average $315,000 for couples throughout retir...
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When Career Plans Crumble: Strategic Options for Pre-Retirement Layoffs
Facing a layoff when retirement is on the horizon can feel devastating. That carefully planned timeline suddenly collapses, leaving you wondering if your retirement dreams are still possible. But what seems like a crisis might actually be an op...
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