Retirement Roadmap

Shockproofing Your Retirement: Essential Safeguards

Mark Fricks Season 3 Episode 17

We explore the unexpected financial shocks that can derail even the most carefully constructed retirement plans and discuss strategies to help prepare for these challenges.

• Healthcare costs average $315,000 for couples throughout retirement, yet most Americans estimate only $75,000
• Medicare has significant gaps requiring additional coverage and costs that increase annually
• 70% of adults who reach age 65 will need long-term care, with annual costs ranging from $47,000 to $131,000
• Traditional long-term care insurance has become problematic, but alternative solutions exist
• Home repairs and aging-in-place modifications can require substantial withdrawals from retirement accounts
• 75% of Americans over 50 want to remain in their current homes, but retrofitting costs range from $3,000 to $50,000+
• Elder fraud and scams are increasingly sophisticated, targeting even financially savvy retirees
• Market volatility, tax changes, and inflation can significantly impact retirement security
• A comprehensive retirement plan should address all these potential financial shocks

Visit masterplanretire.com to schedule a complimentary consultation or call 770-980-9262 to see where your strengths and weaknesses in retirement planning may be.

Have a topic or question you'd like Mark and Evan to address in a future episode? Email us at info@masterplanretire.com or call 770-980-9262.

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Advisory services offered through MasterPlan Retirement Consultants, Inc., a Registered Investment Advisor in the state of Georgia. Insurance, tax and commodities services offered through Fricks and Associates, Inc. dba MasterPlan Retirement Consultants.  The aforementioned are affiliated companies.

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