Financial Cents | Arizona's Financial Podcast
Brent Cannon, executive vice president, director of community banking at National Bank of Arizona® is your host of Financial Cents, Arizona’s Financial Podcast. Each episode, Brent invites fellow banking colleagues with decades of experience in the financial industry to provide both financial and business insights that you could only get if you had a friend in the industry.National Bank of Arizona was founded on the mission to build local relationships, deliver financial literacy and exceptional customer service. More than 30 years later this approach has not changed, serving almost all the communities throughout the state of Arizona. By seizing technology opportunities in the 21st-century, National Bank of Arizona continues this approach with the foundation in which this organization was built upon. This financial podcast was created in efforts to continue to connect with consumers and business owners, building relationships with new listeners and currents clients alike. To learn more, check out nbaz.com/financial-cents.
Episodes
42 episodes
When to Get an SBA Loan (and When You Should Wait)
Thinking about applying for an SBA loan to grow your small business or startup? SBA loans can be a powerful tool for business growth, buying real estate, or scaling operations, but they are not always the right fit. #SBALoan #Busin...
Mortgage Approval for First-Time Buyers: The 4 C’s Explained
Thinking about buying your first home in Arizona but feeling overwhelmed by prices, interest rates, and all the mortgage jargon? In this episode of Financial Cents from National Bank of Arizona, we break down what first-time homebuyers need to ...
How to Get an SBA Loan. 5 Critical Steps to Get SBA Approved
Small businesses and startups rely on SBA loans to help grow. In this video, we cover how SBA loans work, the differences between SBA 7a, 504, and Express, and how to prepare a winning application. #SBALoan #BusinessFinanceTips #Sta...
Baby Boomers vs. Millennials: The New Rules of Retirement Planning & Investing
Retirement is no longer a one-size-fits-all plan. From the rise of the 401k to the growing interest in micro-investing and crypto, the rules of wealth-building have fundamentally changed for every generation.In this episode of Financial ...
What is Private Banking? High Net-Worth Individuals, Business Owners, and Entrepreneurs
Are you tracking your net worth? Do you have complex financial needs? For the established business owner and high net-worth individual, the complexity of managing assets often demands a financial solution far beyond traditional banking.
5 Proven Ways to Pay Off Debt (Bankers Share Their Secrets)
Getting out of debt is not as easy as it sounds. But whether you're dealing with unsecured debt like credit cards and student loans or managing secured debt— the key is to stop digging and start climbing.In this episode of the Financial ...
Your 20s Money Playbook (Banking, Savings, & Debt) | Tips from Real Bankers
The three financial things every Gen Z and person in their 20s needs to learn. In this episode of the Financial Cents podcast, we're cutting through the noise to give you the real money talk you need. This is for everyone navigating...
Three Bank Accounts Everyone Needs | Where You Should Keep Your Money
#CheckingAccount #PersonalFinance #RetirementDo you have these three bank accounts? Do you know the 50/30/20 rule? In this episode of Financial Cents, Brent Cannon and Paul Bradshaw break down the three essential accounts every financially ...
How to Pick the Best Bank Account | Tips from a Real Banker
#checkingaccount #PersonalFinance #CreditCardRewardsMost people use checking accounts daily, but few realize how much value they’re leaving on the table. In this episode of Financial Cents, we talk about how to choose a checking account and...
Cash Flow Essentials: 3 Must-Know Tips for Small Businesses
Cash flow can make or break your business. Many businesses fail not because of lack of profit, but because of poor cash flow. In this episode, we share practical strategies to help business owners monitor cash flow, optimize receivables, and bu...
How to Accept Credit Cards and Invoice for Your Small Business (Quickly)
Accepting credit cards and getting paid quickly can make or break a small business. In this episode, we’ll walk you through the tools and strategies that help business owners invoice smarter and improve cash flow. Learn how to choose the right ...
SBA Loans Mistakes to Avoid. Best Ways to use SBA loans for Small Business
Getting an SBA loan can be tricky, but we’ll walk you through the common mistakes applicants make and give some of the best ways to use an SBA loan. Avoid these common mistakes to make the SBA loan process quicker. #SBALoan #SmallBusinessTips #...
How to Get an SBA Loan (The Ultimate 2025 Checklist)
Getting an SBA loan can be tricky, but we’ll walk you through the SBA loan process. Here is your checklist and guide to what you need for the SBA process. #SBALoan #SmallBusinessTips #finance In this episode of Financial Cents, Kel...
How to Use a Business Line of Credit (Get Approved and Utilize Correctly)
Do you need a business loan or is a business line of credit better? In this video we will talk about when to use a business line of credit and also when NOT to use a line of credit. Business lines of credit can be a great tool for short term ca...
How to Build Business Credit the Right Way
Learn ways to build your business credit. To build your business credit, you need to understand the 5 C’s of credit and how it pertains to your business. Business credit and building a business credit profile is important to gaining capital to ...
5 Things You Probably Didn’t Know About SBA Loans
What is an SBA loan and what businesses are eligible for one? What can an SBA loan be used for? What are the requirements for receiving an SBA loan? Do you need a good personal credit history to get an SBA loan? And where can a small business o...
The 5 Business Bank Accounts and Services a Small Business Needs
What bank accounts and services does a small business need? What financial tools are available for small business owners who are just starting out? How can a relationship with a local business banker help you be proactive in operating your busi...
What Bank Accounts and Financial Tools do 501(c)(3) Organizations Need?
What is a 501(c)(3) organization and how can a nonprofit obtain that status? What bank accounts and financial tools and accounts do nonprofits need? And why do nonprofits need a board of directors and what goes into serving on one? With nonprof...
How Do I Help Protect My Small Business from Fraud?
How does fraud impact small businesses? What are the most common types of business fraud? And how can a business owner protect their business from fraud? With business fraud on the rise, it’s becoming not a matter of if a business will be impac...
How to Choose a Bank for My Small Business
What’s the difference between a bank and a credit union? What are questions to ask a bank when deciding to open a new business account? Though deciding which bank is right for your business may feel overwhelming, it doesn’t have to be if you kn...
How is Arizona dealing with water shortages?
Will Arizona run out of water? With Arizona in tier 2A of water cuts from the Colorado River, water shortages in the state are a big concern. However, the Colorado River is not the only source of water that Arizona has. To discuss A...
What is the Future of Farming in Arizona?
The Arizona agricultural industry is vital to the economy not only locally, but also worldwide. With Colorado River water shortage and rising concerns of climate change, how do we sustain this $23 billion industry that supports over 138,000 job...
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What causes inflation and will it slow down?
The current U.S. inflation rate is on the rise. What is causing inflation? How long will it last? How is this affecting the cost of living? In this episode of Financial Cents, Brent Cannon and Anthony Valeri, director of investment...
Real Estate in Arizona: What to Expect with Prices and Rates in 2022
What does the upcoming interest rate increases by the Federal Reserve mean for the Arizona housing market? How is inflation impacting housing trends? What can we anticipate for residential real estate in the coming months and years as we contin...
How to Turn Your Business into an Economic Engine through Succession Planning
So, you’ve built and ran a successful family business, but now it’s time pass it along to the kids or another family member to let them take a crack at it. The question is: how did you get here, and what do you do now? As daunting as planning t...
