Financial Cents | Arizona's Financial Podcast

When to Get an SBA Loan (and When You Should Wait)

• National Bank of Arizona • Season 5 • Episode 4

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0:00 | 10:38

Thinking about applying for an SBA loan to grow your small business or startup? SBA loans can be a powerful tool for business growth, buying real estate, or scaling operations, but they are not always the right fit. 

#SBALoan #BusinessFinanceTips #StartupFunding

We discuss how SBA loans work, the key differences between SBA 7(a), SBA 504, and SBA Express, and how to position your business for approval.

👇 We cover:
✅ The 3 best times to use an SBA loan
✅ When SBA loans do NOT make sense
✅ Why refinancing losses with an SBA loan is risky
✅ How to think about debt vs smart leverage
✅ The importance of working with an SBA Preferred Lender

In this episode of Financial Cents, Chris Sarver, Business Manager, sits down with host Brent Cannon, President and Director of Community Banking, to share the best uses for SBA loans and when it may not make sense. Whether you’re launching a startup or scaling an existing business, this episode will help you approach SBA financing with confidence.

👉 Learn how to get a 1.50% rate discount on select SBA loans with rates as low as 6.00%
(Subject to approval. Your rate may be higher.)
https://www.nbarizona.com/business/landing/sba-promo/
👉 Learn more about SBA loans:
https://www.youtube.com/playlist?list=PLquejpmytTfrELo-M9vq-mNlNm2DMnAu8

#Finance #Entrepreneur #Entrepreneurship #BusinessFunding #SmallBusiness #BusinessLoans #FinancePodcast
#BusinessPodcast #BankingTips #FinancialEducation #NationalBankofArizona #Nbaz # FinancialCents #ArizonaBusiness #ArizonaSmallBusiness

Check out more content Financial Cents content by visiting: https://www.nbarizona.com/financial-cents/